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aw-47-035",35,"金融服務業提供之金融商品屬複雜性高風險商品者，依規定錄音或錄影內容至少應保存多久期間？",{"id":144,"qno":145,"question":146,"session":14},"bank_audit_law-47-036",36,"依國際清算銀行巴賽爾監理委員會所訂「內部控制制度評估原則」，下列何者應維持權責劃分、報告系統明確之組織架構及確保授權辦法得以有效執行？",{"id":148,"qno":149,"question":150,"session":14},"bank_audit_law-47-037",37,"依銀行法第七條有關活期存款依約定方式提取存款之規範規定，金融機構得與客戶約定之轉帳方式，下列敘述何者錯誤？",{"id":152,"qno":153,"question":154,"session":14},"bank_audit_law-47-038",38,"有關銀行業應由總機構指定單位負責檢舉案件之受理及調查，下列敘述何者錯誤？",{"id":156,"qno":157,"question":158,"session":14},"bank_audit_law-47-039",39,"依規定，信用卡發卡機構辦理發卡業務時，有關得於申請書上另行附加勾選其他非經客戶同意申請之卡片，下列敘述何者正確？",{"id":160,"qno":161,"question":162,"session":14},"bank_audit_law-47-040",40,"有關銀行對理專之人事管理制度，下列敘述何者錯誤？",{"id":164,"qno":165,"question":166,"session":14},"bank_audit_law-47-041",41,"信用卡每期最低應繳金額至少應包含之項目，下列敘述何者錯誤？",{"id":168,"qno":169,"question":170,"session":14},"bank_audit_law-47-042",42,"有關銀行轉讓不良債權予資產管理公司，下列敘述何者正確？",{"id":172,"qno":173,"question":174,"session":14},"bank_audit_law-47-045",45,"有關金融機構派員赴證券商辦理收付款項，下列敘述何者錯誤？",{"id":176,"qno":177,"question":178,"session":14},"bank_audit_law-47-047",47,"依主管機關規定，下列何者應計入銀行法第 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項規定之「足額擔保」，下列敘述何者錯誤？",{"id":188,"qno":189,"question":190,"session":14},"bank_audit_law-47-050",50,"依「金融機構出售不良債權應注意事項」規定，金融機構標售不良債權之公告，須刊登於所屬業別之公會網站，自公告日起至領取標售資料截止日，至少須為幾個工作日？",{"id":192,"qno":7,"question":193,"session":194},"bank_audit_law-48-001","依「金融控股公司法」規定，下列何者與甲非同一關係人？","48",{"id":196,"qno":17,"question":197,"session":194},"bank_audit_law-48-002","依銀行法所稱之「授信」，不包括下列何種業務？",{"id":199,"qno":21,"question":200,"session":194},"bank_audit_law-48-003","依「金融控股公司法」規定，下列何者不屬於該法之金融機構？",{"id":202,"qno":25,"question":203,"session":194},"bank_audit_law-48-004","依銀行法規定，因自用住宅放款及消費性放款而徵取之保證人，其保證契約自成立之日起，有效期間不得逾多久？（但經保證人書面同意者，不在此限）",{"id":205,"qno":29,"question":206,"session":194},"bank_audit_law-48-005","依銀行法規定，商業銀行投資每一非金融相關事業金額不得超過該被投資事業實收資本總額或已發行股份總數之百分之多少？",{"id":208,"qno":33,"question":209,"session":194},"bank_audit_law-48-006","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，內部稽核報告及其工作底稿應至少留存幾年備查？",{"id":211,"qno":37,"question":212,"session":194},"bank_audit_law-48-007","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，會計師辦理銀行業內部控制制度之查核，不需對下列何者表示意見？",{"id":214,"qno":41,"question":215,"session":194},"bank_audit_law-48-008","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，有關總稽核之解聘或調職，下列程序何者正確？",{"id":217,"qno":45,"question":218,"session":194},"bank_audit_law-48-009","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，銀行業為符合法令之遵循，應指定一隸屬於下列何者之法令遵循單位，負責法令遵循制度之規劃、管理及執行？",{"id":220,"qno":49,"question":221,"session":194},"bank_audit_law-48-010","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，每年銀行年度財務報表由會計師辦理查核簽證時，應委託會計師辦理下列何項制度之查核？",{"id":223,"qno":53,"question":224,"session":194},"bank_audit_law-48-011","依「銀行業公司治理實務守則」有關保障股東權益之規定，下列敘述何者錯誤？",{"id":226,"qno":57,"question":227,"session":194},"bank_audit_law-48-012","金融機構運鈔車之使用及裝置應注意安全及符合內部控制原則，下列敘述何者正確？",{"id":229,"qno":61,"question":230,"session":194},"bank_audit_law-48-013","金融機構如發現自動櫃員機及門禁遭裝置不明物體或側錄器，應視影響程度通知相關單位，下列何者非屬必要通知之單位？",{"id":232,"qno":233,"question":234,"session":194},"bank_audit_law-48-014",14,"某公司受託處理銀行委外業務，應符合相關規定，下列敘述何者正確？",{"id":236,"qno":65,"question":237,"session":194},"bank_audit_law-48-015","依「金融機構辦理電子銀行業務安全控管作業基準」規定，電子銀行業務之訊息傳輸途徑不包括下列何者？",{"id":239,"qno":69,"question":240,"session":194},"bank_audit_law-48-016","依「金融機構作業委託他人處理內部作業制度及程序辦法」規定，金融機構作業委外事項，不包括下列何者？",{"id":242,"qno":243,"question":244,"session":194},"bank_audit_law-48-017",17,"金融機構對於客戶每筆存、提金額相當且相距時間不久之大量頻繁交易異常情形，若有疑似洗錢，應切實依據下列何項法規，向指定之機構申報？",{"id":246,"qno":73,"question":247,"session":194},"bank_audit_law-48-018","有關「金融同業間遭歹徒詐騙案件通報要點」訂立之目的，下列敘述何者正確？",{"id":249,"qno":77,"question":250,"session":194},"bank_audit_law-48-019","各金融機構所屬分支機構如發現遭歹徒詐騙情事時，無論歹徒是否得逞，應立即循各金融機構內部通報系統，將專用通報單各項通報內容，首先通報下列何單位？",{"id":252,"qno":81,"question":253,"session":194},"bank_audit_law-48-020","依「金融同業間遭歹徒詐騙案件通報要點」規定，非金融聯合徵信中心會員之金融機構，對詐騙案件應立即以下列何種方式向金融聯合徵信中心通報？",{"id":255,"qno":85,"question":256,"session":194},"bank_audit_law-48-021","下列何者非屬信用卡收單機構之業務？",{"id":258,"qno":89,"question":259,"session":194},"bank_audit_law-48-022","依「信用卡業務機構管理辦法」規定，下列敘述何者錯誤？",{"id":261,"qno":93,"question":262,"session":194},"bank_audit_law-48-023","依「中華民國銀行公會會員授信準則」規定，下列何者為間接授信？",{"id":264,"qno":97,"question":265,"session":194},"bank_audit_law-48-024","有關「中華民國銀行公會會員徵信準則」各條款所稱之「總授信金額」，下列敘述何者正確？",{"id":267,"qno":101,"question":268,"session":194},"bank_audit_law-48-025","銀行從事有追索權應收帳款承購業務，其提列備抵呆帳應以下列何者為基準？",{"id":270,"qno":105,"question":271,"session":194},"bank_audit_law-48-026","指定銀行受理匯入匯款解付時，結售金額達新臺幣五十萬元以上者，「外匯收支或交易申報書」上之申報義務人應為下列何者？",{"id":273,"qno":109,"question":274,"session":194},"bank_audit_law-48-027","衍生性金融商品業務依規定應訂定之作業準則項目，下列何者非屬之？",{"id":276,"qno":113,"question":277,"session":194},"bank_audit_law-48-028","依主管機關規定，商業銀行投資於店頭市場交易之股票與認股權憑證，認購（售）權證及新股權利證書，特別股，私募股票及私募公司債之原始取得成本總餘額，不得超過該銀行核算基數之多少百分比？",{"id":279,"qno":117,"question":280,"session":194},"bank_audit_law-48-029","票券商及清算交割銀行以集中保管機構登錄或保管之短期票券辦理買賣之交割，應由集中保管機構以下列何種方式為之？",{"id":282,"qno":121,"question":283,"session":194},"bank_audit_law-48-030","依「證券交易法」規定，持有該公司之股票超過百分之十之股東，實際知悉發行股票公司有重大影響其股票價格之消息時，在該消息明確後，未公開前或公開後幾小時內，不得自行或以他人名義買入或賣出該公司之上市股票？",{"id":285,"qno":125,"question":286,"session":194},"bank_audit_law-48-031","依主管機關規定，票券金融公司投資單一企業所發行之公司債，其原始取得成本總餘額至多不得超過該票券金融公司淨值之多少？",{"id":288,"qno":129,"question":289,"session":194},"bank_audit_law-48-032","有關金融服務業從事廣告、業務招攬及營業促銷活動時，下列敘述何者錯誤？",{"id":291,"qno":133,"question":292,"session":194},"bank_audit_law-48-033","下列何者非屬金融服務業應依各類金融商品之特性向金融消費者說明之重要內容？",{"id":294,"qno":137,"question":295,"session":194},"bank_audit_law-48-034","有關金融服務業與金融消費者訂立提供金融商品之契約前，應遵循之規範，不包括下列何者？",{"id":297,"qno":141,"question":298,"session":194},"bank_audit_law-48-035","「金融服務業確保金融商品或服務適合金融消費者辦法」所稱「投資型金融商品或服務」，不包括下列何者？",{"id":300,"qno":145,"question":301,"session":194},"bank_audit_law-48-036","依國際清算銀行巴塞爾監理委員會「內部控制制度評估原則」，下列何者應執行董事會所核准之營運策略及政策？",{"id":303,"qno":149,"question":304,"session":194},"bank_audit_law-48-037","內部自行查核工作應由下列何者辦理最恰當？",{"id":306,"qno":153,"question":307,"session":194},"bank_audit_law-48-038","前一年度經會計師查核簽證之資產總額達新臺幣一兆元以上之銀行業者，其法令遵循部門主管及法務部門主管因無適當人選，可暫時互為代理，時間不宜超過多久？",{"id":309,"qno":157,"question":310,"session":194},"bank_audit_law-48-039","有關信用卡申請書上另行附加勾選其他非經客戶同意申請之卡片，下列敘述何者正確？",{"id":312,"qno":161,"question":313,"session":194},"bank_audit_law-48-040","為避免理財專員不當取得客戶網路銀行密碼代客戶從事交易，下列控管措施何者錯誤？",{"id":315,"qno":165,"question":316,"session":194},"bank_audit_law-48-041","各發卡機構於核給信用卡預借現金額度時，應審核之事項，下列敘述何者錯誤？",{"id":318,"qno":169,"question":319,"session":194},"bank_audit_law-48-042","金融機構受理警察機關查詢客戶存放款資料，其來文除應表明係為偵辦刑事案件需要，註明案由外，並須經下列何種職級判行？",{"id":321,"qno":322,"question":323,"session":194},"bank_audit_law-48-043",43,"依金管會規定，金融機構若發現有「警示帳戶衍生之管制帳戶」，應立即予註記外，並應採取下列何項措拖？",{"id":325,"qno":326,"question":327,"session":194},"bank_audit_law-48-044",44,"依主管機關規定，金融機構應指定下列何者專責督導「警示帳戶」內剩餘款項之發還事宜？",{"id":329,"qno":173,"question":330,"session":194},"bank_audit_law-48-045","依「金控公司建置資料庫有關保密義務相關規範」規定，金融控股公司要求子公司將其業務資料及客戶資料提供建置資料庫之理由，下列何者正確？",{"id":332,"qno":333,"question":334,"session":194},"bank_audit_law-48-046",46,"下列何者非屬銀行法第 33 條第 2 項所規定之「授信條件」？",{"id":336,"qno":177,"question":337,"session":194},"bank_audit_law-48-047","銀行法第 33 條第 2 項所稱授信總餘額，係指銀行對其持有實收資本總額百分之五以上之企業，或本行負責人、職員、或主要股東，或對與本行負責人或辦理授信之職員有利害關係者為擔保授信，其總餘額不得超過各該銀行淨值之多少倍？",{"id":339,"qno":181,"question":340,"session":194},"bank_audit_law-48-048","依銀行法規定，銀行對其利害關係者所為擔保授信，其中對同一法人之擔保授信總餘額，至多不得超過各該銀行淨值之多少百分比？",{"id":342,"qno":185,"question":343,"session":194},"bank_audit_law-48-049","依銀行法規定，銀行對同一公營事業之授信限額，下列敘述何者正確？",{"id":345,"qno":189,"question":346,"session":194},"bank_audit_law-48-050","依「金融機構出售不良債權應注意事項」規定，金融機構出售不良債權時，下列何者得參與議價或投標？",{"id":348,"qno":7,"question":349,"session":350},"bank_audit_law-49-001","下列何者不是銀行法所稱「同一關係人」之範圍？","49",{"id":352,"qno":17,"question":353,"session":350},"bank_audit_law-49-002","依金融控股公司法所規定之罰鍰及費用，經主管機關限期繳納而屆期不繳者，自逾期之日起，按何種標準加收滯納金？",{"id":355,"qno":21,"question":356,"session":350},"bank_audit_law-49-003","依銀行法規定，下列何者為銀行辦理貼現之票據？",{"id":358,"qno":25,"question":359,"session":350},"bank_audit_law-49-004","下列何者屬銀行法所稱擔保授信之擔保？",{"id":361,"qno":29,"question":362,"session":350},"bank_audit_law-49-005","依「金融控股公司法」規定，金融機構轉換為金融控股公司時，同一人或同一關係人單獨、共同或合計持有金融控股公司已發行有表決權股份總數超過百分之多少者，應向主管機關申報？",{"id":364,"qno":33,"question":365,"session":350},"bank_audit_law-49-006","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，內部稽核報告及其工作底稿留存期間至少為幾年？",{"id":367,"qno":37,"question":368,"session":350},"bank_audit_law-49-007","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，銀行內部稽核單位應隸屬於下列何者？",{"id":370,"qno":41,"question":371,"session":350},"bank_audit_law-49-008","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，銀行業遵循法令單位應訂定法令遵循之評估內容與程序，並督導各單位定期自行評估執行情形，其自評頻率為何？",{"id":373,"qno":45,"question":374,"session":350},"bank_audit_law-49-009","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，內部稽核報告於查核結束日起多久內函送主管機關？",{"id":376,"qno":49,"question":377,"session":350},"bank_audit_law-49-010","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，銀行營業單位已辦理法令遵循事項自行評估之月份，該月得免辦理下列何種查核項目？",{"id":379,"qno":53,"question":380,"session":350},"bank_audit_law-49-011","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，首次擔任銀行國內營業單位之經理，除就任前曾擔任內部稽核單位之稽核人員實際辦理內部稽核工作一年以上者外，應於半年內，參與內部稽核單位之查核實習次數達幾次以上？",{"id":382,"qno":57,"question":383,"session":350},"bank_audit_law-49-012","金融機構辦理出租保管箱業務，放置保管箱處所應於何時裝置定時密碼鎖？",{"id":385,"qno":61,"question":386,"session":350},"bank_audit_law-49-013","對可能遭盜錄之金融卡或信用卡資料，屬本行客戶者，金融機構應優先採取下列何項措施以避免遭偽造盜領？",{"id":388,"qno":233,"question":389,"session":350},"bank_audit_law-49-014","有關銀行作業委託他人處理，受委託機構之行為，下列何者正確？",{"id":391,"qno":69,"question":392,"session":350},"bank_audit_law-49-016","依「金融機構辦理電子銀行業務安全控管作業基準」規定，有關網際網路之低風險性交易金額之限制，下列敘述何者錯誤？",{"id":394,"qno":243,"question":395,"session":350},"bank_audit_law-49-017","依「金融同業間遭歹徒詐騙案件通報要點」規定，下列敘述何者錯誤？",{"id":397,"qno":73,"question":398,"session":350},"bank_audit_law-49-018","金融機構辦理開戶時應注意防範歹徒以人頭或變造身分證開立存款帳戶情事，下列敘述何者錯誤？",{"id":400,"qno":77,"question":401,"session":350},"bank_audit_law-49-019","金融機構對於客戶提領現金新臺幣五十萬元以上之交易，應切實登記提款人之資料，下列何者錯誤？",{"id":403,"qno":81,"question":404,"session":350},"bank_audit_law-49-020","依「金融同業間遭歹徒詐騙案件通報要點」規定，通報系統分為幾部分通報圈？",{"id":406,"qno":85,"question":407,"session":350},"bank_audit_law-49-021","依「信用卡業務機構內部控制及稽核制度應注意事項」規定，信用卡業務機構應於每會計年度終了前將次一年度稽核計畫及每會計年度終了後多久內將上一年度之年度稽核計畫執行情形，依主管機關規定格式以網際網路資訊系統申報主管機關備查？",{"id":409,"qno":89,"question":410,"session":350},"bank_audit_law-49-022","依「信用卡業務機構管理辦法」規定，專營信用卡業務機構辦理發卡或收單業務時，有下列何種情形者，應即將財務報表及虧損原因函報主管機關？",{"id":412,"qno":93,"question":413,"session":350},"bank_audit_law-49-023","未領有臺灣地區居留證者辦理外匯結購，下列敘述何者正確？",{"id":415,"qno":97,"question":416,"session":350},"bank_audit_law-49-024","銀行辦理有追索權應收帳款承購業務，授信對象為下列何者？",{"id":418,"qno":101,"question":419,"session":350},"bank_audit_law-49-025","依「中華民國銀行公會會員徵信準則」規定，企業授信戶之中長期授信，其總授信金額（含歸戶及申貸金額）達新臺幣若干元時，均須加送預計資金來源去路表、預估損益表、預估資產負債表及建廠進度表、營運計畫書等？",{"id":421,"qno":105,"question":422,"session":350},"bank_audit_law-49-026","依「中華民國銀行公會會員徵信準則」規定，中小企業總授信金額最多在新臺幣幾百萬元以下，其徵信範圍得以簡化？",{"id":424,"qno":109,"question":425,"session":350},"bank_audit_law-49-027","有關銀行依照部位性質分別訂定衍生性金融商品部位之評價頻率，下列敘述何者正確？",{"id":427,"qno":113,"question":428,"session":350},"bank_audit_law-49-028","依主管機關規定，商業銀行投資於每一公司之股票、新股權利證書及債券換股權利證書之股份總額，至多不得超過該公司已發行股份總數之多少？",{"id":430,"qno":117,"question":431,"session":350},"bank_audit_law-49-029","依「票券金融管理法」規定，票券商不得簽證、承銷、經紀或買賣發行人未經信用評等機構評等之短期票券，惟下列何者不在此限？",{"id":433,"qno":121,"question":434,"session":350},"bank_audit_law-49-030","依「短期發行登錄集中保管帳簿劃撥作業辦法」之規定，下列敘述何者錯誤？",{"id":436,"qno":125,"question":437,"session":350},"bank_audit_law-49-031","依「票券商負責人及業務人員管理規則」規定，票券商業務人員有異動者，票券商應於異動後多久內，向票券商公會申報登記？",{"id":439,"qno":129,"question":440,"session":350},"bank_audit_law-49-032","依金融消費者保護法規定，有關金融服務業對消費者之責任，及與其訂定提供金融商品之契約時之注意義務，下列敘述何者正確？",{"id":442,"qno":133,"question":443,"session":350},"bank_audit_law-49-033","金融服務業從事廣告、業務招攬及營業促銷活動，應遵守之原則，下列敘述何者正確？",{"id":445,"qno":137,"question":446,"session":350},"bank_audit_law-49-034","依「金融服務業確保金融商品或服務適合金融消費者辦法」規定，銀行業提供投資型金融商品前應辦理之事項，不包括下列何者？",{"id":448,"qno":141,"question":449,"session":350},"bank_audit_law-49-035","依「金融消費者保護法」規定，金融消費者就金融消費爭議事件應先向金融服務業提出申訴，金融服務業應於收受申訴之日起多久內為適當之處理，並將處理結果回覆提出申訴之金融消費者？",{"id":451,"qno":145,"question":452,"session":350},"bank_audit_law-49-036","依國際清算銀行巴塞爾監理委員會所訂「內部控制制度評估原則」 ，下列何者不符合有效的內部控制制度？",{"id":454,"qno":149,"question":455,"session":350},"bank_audit_law-49-037","銀行業總機構法令遵循單位之法令遵循主管，得監督及指揮下列哪一單位？",{"id":457,"qno":153,"question":458,"session":350},"bank_audit_law-49-038","依主管機關規定，金融機構不得與客戶概括授權將活期存款轉入下列何者存款帳戶？",{"id":460,"qno":157,"question":461,"session":350},"bank_audit_law-49-039","銀行對理財專員之內部稽核，應強化查核篩選原則及頻率，並將下列何者納為專案查核或加強查核項目？A.財富管理業務或交易量異常大幅增加之分行 B.內部控制缺失偏多之單位 C.有異常交易之理財專員D.理財專員之查核機制 E.員工行為準則遵循情形",{"id":463,"qno":161,"question":464,"session":350},"bank_audit_law-49-040","有關防範理專舞弊措施，下列敘述何者錯誤？",{"id":466,"qno":165,"question":467,"session":350},"bank_audit_law-49-041","信用卡每期最低應繳金額至少應包含當期一般消費之百分比為何？",{"id":469,"qno":169,"question":470,"session":350},"bank_audit_law-49-042","警察機關因偵辦刑事案件需要，行文查詢與該案有關金融機構客戶之存放款資料，下列敘述何者正確？",{"id":472,"qno":322,"question":473,"session":350},"bank_audit_law-49-043","依主管機關規定，金融機構為發還滯留於「警示帳戶」內剩餘款項，應依開戶資料聯絡開戶人，與其協商發還「警示帳戶」內剩餘款項事宜；如經通知無法聯絡者，應洽請警方協尋多久？",{"id":475,"qno":326,"question":476,"session":350},"bank_audit_law-49-044","為確保資料之即時性，金融聯合徵信中心接獲通報「警示帳戶」資料，應多久之內將資料轉入「信用資料庫」？",{"id":478,"qno":173,"question":479,"session":350},"bank_audit_law-49-045","金融機構應於通報重大偶發事件之次日起，幾個營業日內函報詳細資料或後續處理情形？",{"id":481,"qno":333,"question":482,"session":350},"bank_audit_law-49-046","下列何者應計入銀行法第 33 條第 2 項規定之授信總餘額？",{"id":484,"qno":177,"question":485,"session":350},"bank_audit_law-49-047","依銀行法第 32 條第 1 項規定，銀行不得對其辦理授信之職員有利害關係者為無擔保授信，但消費者貸款及對政府貸款不在此限。所稱「消費者貸款額度」，主管機關規定合計以每一消費者不超過新臺幣多少元為限？",{"id":487,"qno":181,"question":488,"session":350},"bank_audit_law-49-048","依銀行法第 32 條第 3 項主要股東之定義，其所稱之股份係指下列何者？",{"id":490,"qno":185,"question":491,"session":350},"bank_audit_law-49-049","有關銀行法第 12 條之 1 所稱「自用住宅放款」之條件，下列敘述何者錯誤？",{"id":493,"qno":189,"question":494,"session":350},"bank_audit_law-49-050","有關金融機構出售不良債權時，下列何者得參與議價或投標？",1783417883066]