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48-038",38,"前一年度經會計師查核簽證之資產總額達新臺幣一兆元以上之銀行業者，其法令遵循部門主管及法務部門主管因無適當人選，可暫時互為代理，時間不宜超過多久？",{"id":160,"qno":161,"question":162,"chapter":10},"bank_audit_law-48-039",39,"有關信用卡申請書上另行附加勾選其他非經客戶同意申請之卡片，下列敘述何者正確？",{"id":164,"qno":165,"question":166,"chapter":10},"bank_audit_law-48-040",40,"為避免理財專員不當取得客戶網路銀行密碼代客戶從事交易，下列控管措施何者錯誤？",{"id":168,"qno":169,"question":170,"chapter":10},"bank_audit_law-48-041",41,"各發卡機構於核給信用卡預借現金額度時，應審核之事項，下列敘述何者錯誤？",{"id":172,"qno":173,"question":174,"chapter":10},"bank_audit_law-48-042",42,"金融機構受理警察機關查詢客戶存放款資料，其來文除應表明係為偵辦刑事案件需要，註明案由外，並須經下列何種職級判行？",{"id":176,"qno":177,"question":178,"chapter":10},"bank_audit_law-48-043",43,"依金管會規定，金融機構若發現有「警示帳戶衍生之管制帳戶」，應立即予註記外，並應採取下列何項措拖？",{"id":180,"qno":181,"question":182,"chapter":10},"bank_audit_law-48-044",44,"依主管機關規定，金融機構應指定下列何者專責督導「警示帳戶」內剩餘款項之發還事宜？",{"id":184,"qno":185,"question":186,"chapter":10},"bank_audit_law-48-045",45,"依「金控公司建置資料庫有關保密義務相關規範」規定，金融控股公司要求子公司將其業務資料及客戶資料提供建置資料庫之理由，下列何者正確？",{"id":188,"qno":189,"question":190,"chapter":10},"bank_audit_law-48-046",46,"下列何者非屬銀行法第 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