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項規定，銀行不得對其辦理授信之職員有利害關係者為無擔保授信，但消費者貸款及對政府貸款不在此限。所稱「消費者貸款額度」，主管機關規定合計以每一消費者不超過新臺幣多少元為限？",{"id":197,"qno":198,"question":199,"chapter":10},"bank_audit_law-49-048",48,"依銀行法第 32 條第 3 項主要股東之定義，其所稱之股份係指下列何者？",{"id":201,"qno":202,"question":203,"chapter":10},"bank_audit_law-49-049",49,"有關銀行法第 12 條之 1 所稱「自用住宅放款」之條件，下列敘述何者錯誤？",{"id":205,"qno":206,"question":207,"chapter":10},"bank_audit_law-49-050",50,"有關金融機構出售不良債權時，下列何者得參與議價或投標？",1783417883132]