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A.祖父母 B.父母 C.兄弟姊妹 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銀行聲請執行其債務人 B 在 C 銀行之存款，執行法院對 C 銀行發扣押命令，該命令何時生效？",{"id":85,"qno":86,"question":87,"chapter":10},"credit_adv_law-23-020",20,"清償提存物自提存之翌日起逾多少年未聲請返還者，屬國庫所有？",{"id":89,"qno":90,"question":91,"chapter":10},"credit_adv_law-23-021",21,"依公平交易法規定，「聯合行為」為原則禁止、例外許可。下列何者不屬於公平交易法規定例外許可之聯合行為態樣？",{"id":93,"qno":94,"question":95,"chapter":96},"credit_adv_law-23-022",22,"中華民國銀行公會所定義之「集團企業」，係指獨立存在而相互之間具有下列何種關係之企業？","授信相關規章(含徵信調查、授信審查及事後管理及催收)",{"id":98,"qno":99,"question":100,"chapter":96},"credit_adv_law-23-023",23,"下列何者非屬銀行辦理短期授信案件應索取之資料？",{"id":102,"qno":103,"question":104,"chapter":96},"credit_adv_law-23-024",24,"依「中華民國銀行公會會員徵信準則」規定，企業總授信金額達新臺幣三千萬元以上者，應徵提會計師財務報表查核報告，有關總授信金額之認定，下列何者錯誤？",{"id":106,"qno":107,"question":108,"chapter":96},"credit_adv_law-23-025",25,"有關徵信報告，下列敘述何者錯誤？",{"id":110,"qno":111,"question":112,"chapter":10},"credit_adv_law-23-026",26,"銀行法第十二條第四款所稱銀行之保證，包括經主管機關認可之其他國外金融機構之保證，該國外金融機構，若已在我國設立分行之外國銀行總（分）行者，依主管機關函釋，其最近一年總資產或資本在世界之排名，須在幾名以內？",{"id":114,"qno":115,"question":116,"chapter":96},"credit_adv_law-23-027",27,"依「中華民國銀行公會會員授信準則」規定，下列敘述何者錯誤？",{"id":118,"qno":119,"question":120,"chapter":96},"credit_adv_law-23-028",28,"依「定期存款質借及中途解約辦法」規定，有關定期存款存單之質借，下列敘述何者正確？",{"id":122,"qno":123,"question":124,"chapter":96},"credit_adv_law-23-029",29,"依經濟部中小企業認定標準規定，所稱中小企業，指依法辦理公司登記或商業登記，實收資本額在新臺幣多少元以下或經常僱用員工未滿多少人之事業？",{"id":126,"qno":127,"question":128,"chapter":96},"credit_adv_law-23-030",30,"銀行辦理無追索權之應收帳款承購業務，下列敘述何者錯誤？",{"id":130,"qno":131,"question":132,"chapter":96},"credit_adv_law-23-031",31,"下列何者非屬中小企業信用保證基金送保方式？",{"id":134,"qno":135,"question":136,"chapter":96},"credit_adv_law-23-032",32,"銀行辦理授信業務，得否要求下列事項？ A.授信款項須有一定比率回存借戶相關帳戶中不得動用 B.搭配購買壽險作為授信准駁條件",{"id":138,"qno":139,"question":140,"chapter":96},"credit_adv_law-23-033",33,"授信逾期未滿三個月但已向主、從債務人訴追或處分擔保品者，依主管機關規定，下列敘述何者錯誤？",{"id":142,"qno":143,"question":144,"chapter":96},"credit_adv_law-23-034",34,"某甲向 A 銀行貸款，約定繳息方式為按月繳息，約定繳息期間為每月 6 日至下月 5 日，若某甲繳息至 111 年 8月 5 日，即未再繳息，則對某甲放款之利息延滯起算認定點為何？",{"id":146,"qno":147,"question":148,"chapter":96},"credit_adv_law-23-035",35,"某甲向銀行申借之短期貸款 200 萬元已到期，積欠利息 5 萬元，如擬與銀行協議分期償還，以免列報為逾期放款，下列敘述何者錯誤？",{"id":150,"qno":151,"question":152,"chapter":96},"credit_adv_law-23-036",36,"依「銀行資產評估損失準備提列及逾期放款催收款呆帳處理辦法」規定，有關「呆帳」相關事項之處理，下列敘述何者錯誤？",{"id":154,"qno":155,"question":156,"chapter":96},"credit_adv_law-23-037",37,"甲銀行於年底評估授信資產，其中不良授信資產共新臺幣十億元，依「銀行資產評估損失準備提列及逾期放款催收款呆帳處理辦法」規定，提存最低標準備抵呆帳及保證責任準備，下列敘述何者錯誤？",{"id":158,"qno":159,"question":160,"chapter":35},"credit_adv_law-23-038",38,"依「銀行業辦理外匯業務作業規範」規定，有關外匯指定銀行辦理外幣貸款業務，下列敘述何者錯誤？",{"id":162,"qno":163,"question":164,"chapter":165},"credit_adv_law-23-039",39,"有關發卡機構對信用卡帳務之處理，下列敘述何者錯誤？","信用卡、現金卡相關規章",{"id":167,"qno":168,"question":169,"chapter":165},"credit_adv_law-23-040",40,"依「信用卡業務機構管理辦法」規定，下列敘述何者錯誤？",{"id":171,"qno":172,"question":173,"chapter":10},"credit_adv_law-23-041",41,"【案例】請回答下列消費者權益保護之相關問題：\n依消費者保護法規定，有關定型化契約之規範，下列何者正確？",{"id":175,"qno":176,"question":177,"chapter":10},"credit_adv_law-23-042",42,"【案例】請回答下列消費者權益保護之相關問題：\n有關金融消費者保護法之敘述，下列何者錯誤？",{"id":179,"qno":180,"question":181,"chapter":10},"credit_adv_law-23-043",43,"【案例】請回答下列消費者權益保護之相關問題：\n金融消費者保護法之主管機關為下列何者？",{"id":183,"qno":184,"question":185,"chapter":165},"credit_adv_law-23-044",44,"【案例】發卡機構欲加強客戶行銷以提高發卡量及創造合理利潤，請依信用卡業務機構管理辦法規定，回答下列問題：\n該發卡機構辦理行銷時，下列何者為其正確之做法？",{"id":187,"qno":188,"question":189,"chapter":165},"credit_adv_law-23-045",45,"【案例】發卡機構欲加強客戶行銷以提高發卡量及創造合理利潤，請依信用卡業務機構管理辦法規定，回答下列問題：\n對學生申請信用卡，下列何者為該發卡機構正確之做法？",{"id":191,"qno":192,"question":193,"chapter":165},"credit_adv_law-23-046",46,"【案例】發卡機構欲加強客戶行銷以提高發卡量及創造合理利潤，請依信用卡業務機構管理辦法規定，回答下列問題：\n該發卡機構所提供之信用卡分期付款服務，分期付款期間不得超過多久？",{"id":195,"qno":196,"question":197,"chapter":10},"credit_adv_law-23-047",47,"【案例】A 公司向 B 銀行貸款，逾期未繳本息，B 銀行依規定扣除預估可收回部分後將該逾期放款轉銷為呆帳。請回答下列問題：\n依銀行法第 48 條第 2 項第 2 款規定，對同一客戶逾期債權已轉銷呆帳者，累計轉銷呆帳金額超過新臺幣多少元，或貸放後半年內發生逾期累計轉銷呆帳金額達新臺幣多少元以上，其轉銷呆帳資料，銀行不負保密義務？",{"id":199,"qno":200,"question":201,"chapter":96},"credit_adv_law-23-048",48,"【案例】A 公司向 B 銀行貸款，逾期未繳本息，B 銀行依規定扣除預估可收回部分後將該逾期放款轉銷為呆帳。請回答下列問題：\n有關轉銷呆帳之敘述，下列何者錯誤？",1785170288541]