[{"data":1,"prerenderedAt":48},["ShallowReactive",2],{"chapter-credit_adv_prac-c6":3},{"examName":4,"chapter":5,"questions":10},"進階授信人員專業能力測驗——授信實務",{"name":6,"sort":7,"count":8,"slug":9},"信用風險管理",6,10,"c6",[11,16,20,24,28,32,35,38,42,45],{"id":12,"qno":13,"question":14,"session":15},"credit_adv_prac-23-037",37,"依據「銀行信用風險壓力測試作業指引」，壓力情境設計應符合下列哪項原則？","23",{"id":17,"qno":18,"question":19,"session":15},"credit_adv_prac-23-039",39,"關於企業信用評分原則，下列敘述何者錯誤？",{"id":21,"qno":22,"question":23,"session":15},"credit_adv_prac-23-040",40,"已知 A 公司第一年的邊際違約機率為 d1；第二年的邊際違約機率為 d2，則其累積至第二年的違約機率，可以下列何者表示？",{"id":25,"qno":13,"question":26,"session":27},"credit_adv_prac-24-037","有關信用評等制度，下列敘述何者錯誤？","24",{"id":29,"qno":30,"question":31,"session":27},"credit_adv_prac-24-038",38,"已知借款人與保證人之違約機率分別為 2%和 1%且為獨立事件，請問二者同時發生違約的機率為多少？",{"id":33,"qno":18,"question":34,"session":27},"credit_adv_prac-24-039","A 銀行給予 B 公司短期信用循環額度 100 萬元，目前動用餘額為 50 萬元，假設信用風險轉換係數為 30%，則A 銀行對於 B 公司之違約曝險額為多少？",{"id":36,"qno":22,"question":37,"session":27},"credit_adv_prac-24-040","貸款組合包括 A、B、C 三筆貸款，其曝險金額分別為 2、5、3 億元，對應之違約機率為 0.02、0.35 和 0.15，請問此組合的預期損失為多少？",{"id":39,"qno":30,"question":40,"session":41},"credit_adv_prac-25-038","依據標準普爾信用評等公司之定義，下列哪一個等級（含）以上可視為投資等級？","25",{"id":43,"qno":18,"question":44,"session":41},"credit_adv_prac-25-039","有關企業信用評分原則，下列敘述何者錯誤？",{"id":46,"qno":22,"question":47,"session":41},"credit_adv_prac-25-040","假設 A 公司之第一年和第二年的違約機率分別 P1、P2，其於第二年違約的機率為何？",1785170290090]