[{"data":1,"prerenderedAt":210},["ShallowReactive",2],{"past-credit_law-46":3},{"examName":4,"questions":5},"初階授信人員專業能力測驗——授信法規",[6,11,15,19,23,27,32,36,40,44,48,52,56,60,64,68,72,76,80,84,88,92,96,100,104,108,112,117,121,125,129,133,137,141,145,149,153,157,161,165,169,173,177,181,185,189,194,198,202,206],{"id":7,"qno":8,"question":9,"chapter":10},"credit_law-46-001",1,"依銀行法規定，下列何者非屬與銀行負責人為同一關係人？","授信基本法律",{"id":12,"qno":13,"question":14,"chapter":10},"credit_law-46-002",2,"某商業銀行之主要股東甲，其家族成員包括甲父、甲妻及未成年之兒子乙、女兒丙，均持有該銀行之股份，則在計算主要股東持股時，下列何者之持股無須與甲之持股合併計算？",{"id":16,"qno":17,"question":18,"chapter":10},"credit_law-46-003",3,"依銀行法規定，有關商業銀行之敘述，下列何者錯誤？",{"id":20,"qno":21,"question":22,"chapter":10},"credit_law-46-004",4,"依金融控股公司法規定，下列敘述何者錯誤？",{"id":24,"qno":25,"question":26,"chapter":10},"credit_law-46-005",5,"依金融機構合併法規定，金融機構經主管機關許可合併後，因合併而有逾越法令規定範圍者，主管機關應命其限期調整。同一業別金融機構合併時，非屬逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定之情形，在未延長調整期限之情況下，調整期限最長為幾年？",{"id":28,"qno":29,"question":30,"chapter":31},"credit_law-46-006",6,"國際金融業務分行辦理外幣信用狀簽發、通知、押匯及進出口託收之對象，不包括下列何者？","外匯相關規章",{"id":33,"qno":34,"question":35,"chapter":10},"credit_law-46-007",7,"依民法規定，凡未定期限或期限超過多久之不動產租賃契約未經公證者，不適用買賣不破租賃原則？",{"id":37,"qno":38,"question":39,"chapter":10},"credit_law-46-008",8,"某甲向Ａ銀行借款一千萬元，並提供其所有之土地設定抵押權作為擔保。某甲以定作人名義委請Ｂ建設公司在該土地上興建樓房一幢，事後某甲未依約償還Ａ銀行借款本息，Ａ銀行依法可以採取下列何種方法求償？",{"id":41,"qno":42,"question":43,"chapter":10},"credit_law-46-009",9,"依民法規定，有關解除權之行使，下列敘述何者錯誤？",{"id":45,"qno":46,"question":47,"chapter":10},"credit_law-46-010",10,"銀行未得保證人之同意，允許主債務人就定有期限之債務為延期清償，事後倘保證人提出抗辯時，保證人將負有何種法律責任？",{"id":49,"qno":50,"question":51,"chapter":10},"credit_law-46-011",11,"公司法對公司權利能力限制之規定，下列敘述何者正確？",{"id":53,"qno":54,"question":55,"chapter":10},"credit_law-46-012",12,"重整裁定送達公司後，公司業務之經營及財產之管理處分權移屬於何人？",{"id":57,"qno":58,"question":59,"chapter":10},"credit_law-46-013",13,"依票據法規定，有關背書之敘述，下列何者錯誤？",{"id":61,"qno":62,"question":63,"chapter":10},"credit_law-46-014",14,"依票據法規定，支票執票人未於法定期限內為付款提示，對於下列何者喪失追索權？",{"id":65,"qno":66,"question":67,"chapter":10},"credit_law-46-015",15,"記名支票發票人為保留對受款人之抗辯權，可以在支票上為何種記載？",{"id":69,"qno":70,"question":71,"chapter":10},"credit_law-46-016",16,"支票之發票地為宜蘭縣，付款地為澎湖縣，其執票人依票據法規定，應於發票日後多久期限內為付款之提示？",{"id":73,"qno":74,"question":75,"chapter":10},"credit_law-46-017",17,"抵押人正僱工拆除抵押標的物之房屋，抵押權人為阻止該抵押人之行為，以保全將來之強制執行，應向法院為下列何種聲請？",{"id":77,"qno":78,"question":79,"chapter":10},"credit_law-46-018",18,"依強制執行法規定，有關動產之執行，下列敘述何者錯誤？",{"id":81,"qno":82,"question":83,"chapter":10},"credit_law-46-019",19,"債權人聲請強制執行時，下列何者依法不得聲明參與分配？",{"id":85,"qno":86,"question":87,"chapter":10},"credit_law-46-020",20,"依破產法規定，對債務人之財產具有下列何種權利之債權人，得不依破產程序而行使其權利？",{"id":89,"qno":90,"question":91,"chapter":10},"credit_law-46-021",21,"依提存法規定，提存人應向下列何者聲請返還提存物？",{"id":93,"qno":94,"question":95,"chapter":10},"credit_law-46-022",22,"公平交易法所稱聯合行為，指具下列何種關係之同一產銷階段事業，以契約、協議或其他方式之合意，共同決定商品或服務之價格、數量、技術、產品、設備、交易對象、交易地區或其他相互約束事業活動之行為， 而足以影響生產、商品交易或服務供需之市場功能者？",{"id":97,"qno":98,"question":99,"chapter":10},"credit_law-46-023",23,"下列何者非金融消費者保護法所規範之金融服務業？",{"id":101,"qno":102,"question":103,"chapter":10},"credit_law-46-024",24,"依金融消費者保護法規定，金融消費者不接受金融服務業處理結果，得於收受處理結果之日起幾日內，向爭議處理機構申請評議？",{"id":105,"qno":106,"question":107,"chapter":10},"credit_law-46-025",25,"依個人資料保護法之定義，下列何者不屬於個人資料之處理？",{"id":109,"qno":110,"question":111,"chapter":10},"credit_law-46-026",26,"依電子簽章法規定，依法令規定應以書面為之者，如其內容可完整呈現，並可於日後取出供查驗者，且符合下列何種條件，即得以電子文件為之？",{"id":113,"qno":114,"question":115,"chapter":116},"credit_law-46-027",27,"依「中華民國銀行公會會員徵信準則」規定，銀行對依會計師法受下列何種處分之會計師所簽發之財務報表查核報告，自處分日起一年內如准予採用，應註明採用之原因並審慎評估？","授信相關規章(含徵信調查、授信審查及事後管理及催收)",{"id":118,"qno":119,"question":120,"chapter":116},"credit_law-46-028",28,"授信案件展期時，擔保品應如何估價？",{"id":122,"qno":123,"question":124,"chapter":116},"credit_law-46-029",29,"依主管機關規定，「已提供本行定存單設質十足擔保之授信案件」與「已提供本行存摺存款設質十足擔保之授信案件」，得否酌情免辦理徵信？",{"id":126,"qno":127,"question":128,"chapter":116},"credit_law-46-030",30,"依主管機關規定，關係企業報告書編製內容應包括從屬公司與控制公司之關係及相關事項，惟下列何者非屬之？",{"id":130,"qno":131,"question":132,"chapter":116},"credit_law-46-031",31,"下列何項授信案仍應辦理徵信工作？",{"id":134,"qno":135,"question":136,"chapter":116},"credit_law-46-032",32,"下列何者之授信方式不具自償性功能？",{"id":138,"qno":139,"question":140,"chapter":116},"credit_law-46-033",33,"下列何種資產不得作為銀行法第十二條擔保授信之擔保品？",{"id":142,"qno":143,"question":144,"chapter":116},"credit_law-46-034",34,"依據經濟部中小企業發展條例所訂定之「中小企業認定標準」，經常僱用員工數係以勞動部勞工保險局受理事業最近幾個月月投保人數為準？",{"id":146,"qno":147,"question":148,"chapter":116},"credit_law-46-035",35,"有關不計入銀行法第三十三條第二項規定所稱之授信限額及授信總餘額內之授信種類，下列何者非屬之？",{"id":150,"qno":151,"question":152,"chapter":116},"credit_law-46-036",36,"依中央主管機關規定，銀行辦理各項放款業務，下列敘述何者錯誤？",{"id":154,"qno":155,"question":156,"chapter":116},"credit_law-46-037",37,"依主管機關所訂定「銀行法第 33 條之 3 授權規定事項辦法」，下列何種授信必須計入本辦法所稱授信總餘額？",{"id":158,"qno":159,"question":160,"chapter":116},"credit_law-46-038",38,"銀行辦理放款業務時，下列敘述何者正確？",{"id":162,"qno":163,"question":164,"chapter":116},"credit_law-46-039",39,"依主管機關規定，各銀行對同一客戶累計轉銷呆帳金額超過新臺幣五千萬元客戶呆帳資料，下列敘述何者錯誤？",{"id":166,"qno":167,"question":168,"chapter":116},"credit_law-46-040",40,"依銀行資產評估損失準備提列及逾期放款催收款呆帳處理辦法規定，協議分期償還中長期放款案件免列列報逾期放款應符合之條件，如該筆中長期放款已無殘餘年限或殘餘年限之二倍未滿五年者，分期償還期限得延長為五年，但以每年最少償還本息在百分之多少以上為原則？",{"id":170,"qno":171,"question":172,"chapter":10},"credit_law-46-041",41,"銀行辦理催收業務收回款項如未能全部抵充債務人之債務時，依民法規定應如何處理？",{"id":174,"qno":175,"question":176,"chapter":116},"credit_law-46-042",42,"依銀行資產評估損失準備提列及逾期放款催收款呆帳處理辦法規定，銀行逾期放款及催收款逾清償期多久，經催收仍未收回者，應扣除可收回部分後，轉銷為呆帳，但經主管機構或金融檢查機構要求轉銷者，應即轉銷為呆帳？",{"id":178,"qno":179,"question":180,"chapter":116},"credit_law-46-043",43,"依銀行資產評估損失準備提列及逾期放款催收款呆帳處理辦法規定，有關各類不良授信資產定義之敘述，下列何者錯誤？",{"id":182,"qno":183,"question":184,"chapter":31},"credit_law-46-044",44,"依銀行業辦理外匯業務作業規範規定，指定銀行辦理進口外匯業務，應於何時將其交易日報傳送至中央銀行？",{"id":186,"qno":187,"question":188,"chapter":31},"credit_law-46-045",45,"依銀行業辦理外匯業務作業規範，下列敘述何者錯誤？",{"id":190,"qno":191,"question":192,"chapter":193},"credit_law-46-046",46,"依信用卡業務機構管理辦法規定，下列敘述何者錯誤？","信用卡、現金卡相關規章",{"id":195,"qno":196,"question":197,"chapter":193},"credit_law-46-047",47,"依主管機關規定，各信用卡會員機構於特定特約如有提供國內免簽名交易，其單筆最高金額不得超逾新臺幣多少元？",{"id":199,"qno":200,"question":201,"chapter":193},"credit_law-46-048",48,"依信用卡機構業務管理辦法規定，下列何者不是發卡機構於申請人申請信用卡作業時，應以書面或電子文件告知之事項？",{"id":203,"qno":204,"question":205,"chapter":193},"credit_law-46-049",49,"有關主管機關訂定信用卡發卡機構應揭露項目及認定標準，下列敘述何者錯誤？",{"id":207,"qno":208,"question":209,"chapter":193},"credit_law-46-050",50,"有關主管機關對信用卡業務之規範，下列敘述何者錯誤？",1785146811367]