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萬元以下罰金？",{"id":114,"qno":115,"question":116,"chapter":10},"credit_law-47-027",27,"依「中華民國銀行公會會員徵信準則」規定，有關徵信報告之編報及權責，下列敘述何者錯誤？",{"id":118,"qno":119,"question":120,"chapter":10},"credit_law-47-028",28,"依「中華民國銀行公會會員徵信準則」規定，個人貸款戶在各金融機構總授信金額達新臺幣若干元以上者，其個人年度收入應與最近年度綜合所得稅結算申報書影本加附繳稅取款委託書或申報繳款書影本或扣繳憑單影本核對？",{"id":122,"qno":123,"question":124,"chapter":10},"credit_law-47-029",29,"依「中華民國銀行公會會員徵信準則」規定，下列敘述何者錯誤？",{"id":126,"qno":127,"question":128,"chapter":10},"credit_law-47-030",30,"依中華民國銀行公會函釋，下列何種授信不得自「中華民國銀行公會會員徵信準則」所稱「總授信金額」中扣除？",{"id":130,"qno":131,"question":132,"chapter":10},"credit_law-47-031",31,"依台灣票據交換所規定，拒絕往來提前解除資訊之揭露期限，自拒絕往來提前解除之日起揭露多久後，即不再對外提供查詢？",{"id":134,"qno":135,"question":136,"chapter":10},"credit_law-47-032",32,"透支係指銀行於借款人之下列何種存款帳戶無餘額或餘額不足時，先予墊付之融通業務？",{"id":138,"qno":139,"question":140,"chapter":10},"credit_law-47-033",33,"銀行對消費者從事與信用有關之交易時，應於行銷廣告揭示下列何種費率？",{"id":142,"qno":143,"question":144,"chapter":10},"credit_law-47-034",34,"依主管機關規定，銀行對同一公營事業（例如台灣電力公司）之授信總餘額，不得超過下列何種標準？",{"id":146,"qno":147,"question":148,"chapter":10},"credit_law-47-035",35,"有關銀行法第三十三條，銀行對其持有實收資本總額百分之五以上之企業，或本行負責人、職員或主要股東，或對與本行負責人或辦理授信之職員有利害關係者為擔保授信之敘述，下列何者錯誤？",{"id":150,"qno":151,"question":152,"chapter":10},"credit_law-47-036",36,"有關銀行辦理「貼現」業務之敘述，下列何者正確？",{"id":154,"qno":155,"question":156,"chapter":10},"credit_law-47-037",37,"依主管機關規定，銀行辦理自用住宅放款應遵循事項，下列何者錯誤？",{"id":158,"qno":159,"question":160,"chapter":10},"credit_law-47-038",38,"依主管機關規定，下列何者係屬銀行法第三十三條第二項所稱之授信條件？",{"id":162,"qno":163,"question":164,"chapter":10},"credit_law-47-039",39,"依「銀行資產評估損失準備提列及逾期放款催收款呆帳處理辦法」規定，銀行對資產負債表表內及表外之授信資產，共分為五類資產，提列備抵呆帳及保證責任準備時，第二類至第五類授信資產至少應提列各債權餘額之多少？",{"id":166,"qno":167,"question":168,"chapter":10},"credit_law-47-040",40,"依主管機關函示，銀行之債務人如無逾期情事之授信案件，惟擔保品已遭其他債權人強制執行，是否屬「銀行資產評估損失準備提列及逾期放款催收款呆帳處理辦法」所稱之逾期放款？",{"id":170,"qno":171,"question":172,"chapter":10},"credit_law-47-041",41,"依「銀行資產評估損失準備提列及逾期放款催收款呆帳處理辦法」規定，協議分期償還案件依免列報逾期放款之範圍，原係短期放款者，以每年償還本息在 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