[{"data":1,"prerenderedAt":92},["ShallowReactive",2],{"chapter-fin_plan_prac-c10":3},{"examName":4,"chapter":5,"questions":10},"理財規劃人員專業能力測驗——理財規劃實務",{"name":6,"sort":7,"count":8,"slug":9},"投資規劃",10,23,"c10",[11,16,20,24,28,32,36,40,44,48,51,54,57,60,64,67,70,74,77,80,83,86,89],{"id":12,"qno":13,"question":14,"session":15},"fin_plan_prac-46-018",18,"風險衡量的基準統計量，下列敘述何者錯誤？","46",{"id":17,"qno":18,"question":19,"session":15},"fin_plan_prac-46-019",19,"假設目前存款 20 萬元，每年投資 12 萬元，5 年後欲有 100 萬元創業基金，則應選擇何種投資工具？",{"id":21,"qno":22,"question":23,"session":15},"fin_plan_prac-46-040",40,"基本面明顯轉差或技術面呈空頭排列的個股或基金，此時應考慮的重點為下列何者？",{"id":25,"qno":26,"question":27,"session":15},"fin_plan_prac-46-041",41,"有關投資組合的向日葵原則敘述，下列何者錯誤？",{"id":29,"qno":30,"question":31,"session":15},"fin_plan_prac-46-042",42,"有關定時定額選擇投資標的之敘述，下列何者正確？",{"id":33,"qno":34,"question":35,"session":15},"fin_plan_prac-46-043",43,"當股價向上翻揚並獲致相當的漲幅時，下列投資策略之相對表現優劣順序將為何？ A.固定投資比率策略B.投資組合保險策略 C.買入持有策略",{"id":37,"qno":38,"question":39,"session":15},"fin_plan_prac-46-045",45,"黃先生總資產市值為 100 萬元，可接受的總資產市值下限為 70 萬元，可承擔風險係數為 3，依投資組合保險策略投資股票，若所投資之股票價值下跌 10 萬元，則應如何調整？",{"id":41,"qno":42,"question":43,"session":15},"fin_plan_prac-46-046",46,"如果政府公債被視為無風險資產，該公債的利率假設為 7%，又知用以反映系統風險之貝他係數及風險貼水分別為 1 與 8%，則依證券市場線可求得之必要報酬率為多少？",{"id":45,"qno":18,"question":46,"session":47},"fin_plan_prac-47-019","假設臺灣銀行的定存利率為 3％，某台灣股票基金的年報酬率為 10％，標準差為 20％，則該股票基金的風險貼水為多少？","47",{"id":49,"qno":22,"question":50,"session":47},"fin_plan_prac-47-040","「央行提高存款準備率」，對股票市場的投資人而言，此種風險為下列何者？",{"id":52,"qno":26,"question":53,"session":47},"fin_plan_prac-47-041","證券市場線是在表達預期報酬率與下列何者的關係？",{"id":55,"qno":30,"question":56,"session":47},"fin_plan_prac-47-042","有關投資組合與投資策略，下列何者錯誤？",{"id":58,"qno":34,"question":59,"session":47},"fin_plan_prac-47-043","有關定期定額投資基金策略，下列敘述何者錯誤？",{"id":61,"qno":62,"question":63,"session":47},"fin_plan_prac-47-044",44,"小明所持有之投資組合包含甲、乙兩種股票，其比重各占 30%及 70%，標準差分別為 3%及 2%，假設此投資組合風險為 4%，則此兩種股票間之共變異數為何？【提示：投資組合風險等於投資組合的標準差】",{"id":65,"qno":38,"question":66,"session":47},"fin_plan_prac-47-045","某股東以每股 100 元買入股票，持有一段時間後便以每股 110 元售出。該股東曾在持有期間收到來自發行公司發放的現金股利 5 元，則該股東之投資報酬率為多少？",{"id":68,"qno":42,"question":69,"session":47},"fin_plan_prac-47-046","在投資組合保險策略中，起始資產市值為 100 萬元，可接受的總資產市值下限為 80 萬元，可承擔風險係數為2.5 倍時，股票投資額應為何？",{"id":71,"qno":22,"question":72,"session":73},"fin_plan_prac-48-040","下列何者投資工具較適合風險矩陣中，長資金運用期、低風險偏好者？","48",{"id":75,"qno":26,"question":76,"session":73},"fin_plan_prac-48-041","假設無風險利率為 2%，A 股票的貝他係數為 1.1，股票市場的報酬率為 8%，根據資本資產定價模式，A 股票的必要報酬率為多少？",{"id":78,"qno":30,"question":79,"session":73},"fin_plan_prac-48-042","依據公式 K = m ×（V - F）制訂投資組合保險策略，假設可承擔風險係數 m = 2，起始總資產市值 V 為 100 萬元，可容忍最大損失為 25%。若所投資股票市值增加 15 萬元，則此時應加買股票多少元？",{"id":81,"qno":34,"question":82,"session":73},"fin_plan_prac-48-043","胡叔叔持有甲、乙兩家公司之股票，其比重分別為 80%及 20%，標準差分別為 10.5%及 7.6%，假設甲、乙兩家公司股票的共變異數為-1.5%時，則此投資組合的風險為何？【提示：投資組合風險即為投資組合的標準差】 （取最接近值）",{"id":84,"qno":62,"question":85,"session":73},"fin_plan_prac-48-044","當景氣向上機率為 40%時，基金 A 預期報酬率 30%；景氣持平機率為 30%時，基金 A 預期報酬率為 10%；景氣向下機率為 30%時，基金 A 預期報酬率為-20%。則基金 A 的標準差為何？",{"id":87,"qno":38,"question":88,"session":73},"fin_plan_prac-48-045","當整體股市人氣資金匯集時，應加重下列何種個股，較能突顯短期操作績效？",{"id":90,"qno":42,"question":91,"session":73},"fin_plan_prac-48-046","目前某一指數為 100 點，預期未來 3 個月達到 130 點的機率為 30%，跌到 90 點的機率為 50%，維持目前狀況為 20%，則投資此一指數的預期報酬率為何？",1783434647137]