[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"chapter-fin_plan_prac-c12":3},{"examName":4,"chapter":5,"questions":10},"理財規劃人員專業能力測驗——理財規劃實務",{"name":6,"sort":7,"count":8,"slug":9},"全方位理財規劃",12,8,"c12",[11,15,19,23,27,31,36,40],{"id":12,"qno":7,"question":13,"session":14},"fin_plan_prac-46-012","在設定家庭長期理財目標時，下列何者非考量之重點？","46",{"id":16,"qno":17,"question":18,"session":14},"fin_plan_prac-46-013",13,"一般自營者－小本開店族，於創業前須事先作好周詳的財務規劃，請問其「損益平衡營業額」應如何計算？",{"id":20,"qno":21,"question":22,"session":14},"fin_plan_prac-46-015",15,"達成人生三大理財目標，可以目標順序法與目標並進法兩方式進行，比較兩種方法，下列何者錯誤？",{"id":24,"qno":25,"question":26,"session":14},"fin_plan_prac-46-021",21,"小張計劃自行開店創業，預期未來 5 年內每年淨收入 80 萬元，若 5 年後將店面轉讓可賣得 200 萬元，在 10%折現率下，合理開店資本額應為下列何者？（取近似值至萬元）",{"id":28,"qno":29,"question":30,"session":14},"fin_plan_prac-46-050",50,"張君從事高危險工作，為防萬一，擬投保壽險，據估計其家庭年支出為 80 萬元，個人支出佔 25%，無負債，假設平均存款利率為 5%，依所得替代法計算，張君應投保金額為若干？",{"id":32,"qno":33,"question":34,"session":35},"fin_plan_prac-47-005",5,"下列哪一種保險會產生資產累積效果？","47",{"id":37,"qno":38,"question":39,"session":35},"fin_plan_prac-47-024",24,"王家夫妻二人稅前年薪合計為 300 萬元（適用 30%所得稅率），每個月房租及生活費為 7 萬元，預計工作 30年後退休，退休後須預留 20 年生活費，若養育每個小孩之生涯費用為 1,000 萬元，則他們至多可養育幾個孩子？（假設收入成長率與通貨膨脹率相抵銷）",{"id":41,"qno":21,"question":42,"session":43},"fin_plan_prac-48-015","針對購屋、子女教育與退休等目標的資金配置，採用「目標並進投資法」，下列敘述何者正確？","48",1783434647162]