[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"chapter-fin_plan_prac-c4":3},{"examName":4,"chapter":5,"questions":10},"理財規劃人員專業能力測驗——理財規劃實務",{"name":6,"sort":7,"count":8,"slug":9},"家庭現金流量管理",4,9,"c4",[11,15,20,23,27,31,35,40,43],{"id":12,"qno":7,"question":13,"session":14},"fin_plan_prac-46-004","理財人員在協助客戶控管其理財規劃執行進度時，下列建議何者錯誤？","46",{"id":16,"qno":17,"question":18,"session":19},"fin_plan_prac-47-008",8,"小鍾月薪 10 萬元，每月之薪資所得扣繳 1.3 萬元、勞健保費 4 千元、交通費及餐費 8 千元、固定生活費 4萬元、房貸本息支出 2 萬元，則小鍾的收支平衡點之月收入為多少萬元？","47",{"id":21,"qno":8,"question":22,"session":19},"fin_plan_prac-47-009","小明目前淨資產為 400 萬元，假設年投資報酬率為 8%，而目前年支出為 200 萬元，則小明的財務自由度為下列何者？",{"id":24,"qno":25,"question":26,"session":19},"fin_plan_prac-47-010",10,"小陳家庭的年基本支出為 40 萬元，而家庭年收入為 100 萬元，年消費支出為 90 萬元，則小陳的邊際消費率為下列何者？",{"id":28,"qno":29,"question":30,"session":19},"fin_plan_prac-47-012",12,"B 君每月固定薪資 10 萬元，每月生活費用為 4 萬元，30 年房貸，每月攤還本利和 2 萬元，假設無其他收入及支出，每月剩餘全額均投資於定存，若存款利率等於通貨膨脹率，則 30 年後 B 君存款金額為何？",{"id":32,"qno":33,"question":34,"session":19},"fin_plan_prac-47-013",13,"商店收入的 60%是估計的進貨成本，每月租金等雜費為 3 萬元，月收入為 20 萬元，真正賺到的錢為多少？",{"id":36,"qno":37,"question":38,"session":39},"fin_plan_prac-48-011",11,"儲備緊急預備金的形式，以下列何者為佳？","48",{"id":41,"qno":29,"question":42,"session":39},"fin_plan_prac-48-012","陳先生每月平均收入為 10 萬元，其每月基本支出 5 萬元，今計劃達成儲蓄購屋頭期款 300 萬元之目標，若其邊際儲蓄率為 50%，不考慮儲蓄之投資收益，則陳先生須費時多久方可達成其理財目標？",{"id":44,"qno":45,"question":46,"session":39},"fin_plan_prac-48-024",24,"張太太擬出外上班，如果上班後每月要增加服裝化妝品 5,000 元、交通費 5,000 元、外食費 5,000 元、保母費30,000 元，以適用邊際稅率 20%而言，則張太太每月稅前薪資收入額至少應為多少才划算？",1783434647084]