[{"data":1,"prerenderedAt":262},["ShallowReactive",2],{"past-fintech-19":3},{"examName":4,"questions":5},"金融科技力知識檢定",[6,11,16,20,25,29,34,38,42,47,51,56,60,64,68,73,78,82,87,91,96,100,105,109,114,118,123,127,132,136,141,145,149,153,157,161,165,169,173,178,182,186,190,194,198,202,206,210,214,218,222,226,230,234,238,242,246,250,254,258],{"id":7,"qno":8,"question":9,"chapter":10},"fintech-19-001",1,"當現代化的自動清算機構的出現，加速了金融業的數位科技發展，也使得金融業在交易與溝通上都有大幅改變時，我們將之稱為金融科技發展的何種階段？","金融科技的發展演進",{"id":12,"qno":13,"question":14,"chapter":15},"fintech-19-002",2,"比較公有雲和私有雲，下列哪一項是私有雲的特點？","雲端運算",{"id":17,"qno":18,"question":19,"chapter":15},"fintech-19-003",3,"下列何種雲端運算的部署模型透過技術結合公有與私有雲端，讓資料及應用程式可在兩者間共用？",{"id":21,"qno":22,"question":23,"chapter":24},"fintech-19-004",4,"傳統資料庫是以下列何種方式來存儲資料？","市場資訊供應(大數據與新市場平台)",{"id":26,"qno":27,"question":28,"chapter":24},"fintech-19-005",5,"下列何種資料類型必須經過前置處理程序來進行格式標準化，以產生結構化描述資訊，作為未來更多的加值利用？",{"id":30,"qno":31,"question":32,"chapter":33},"fintech-19-006",6,"1980 年代人工智慧發展出的專家系統(Expert System)把取自專家的資訊彙編成一組規則，這些規則往往以「若...則...」結構呈現，稱為下列何種規則？","人工智慧",{"id":35,"qno":36,"question":37,"chapter":33},"fintech-19-007",7,"下列何種技術可以讓電腦模仿人類大腦的運算，讓電腦像人一樣思考？",{"id":39,"qno":40,"question":41,"chapter":33},"fintech-19-008",8,"有關機器學習訓練與預測的敘述，下列何者錯誤？",{"id":43,"qno":44,"question":45,"chapter":46},"fintech-19-009",9,"2009 年 1 月 3 日中本聰建立了第一個比特幣區塊，俗稱創世區塊。而這個創世區塊的序號是下列何者？","區塊鏈",{"id":48,"qno":49,"question":50,"chapter":46},"fintech-19-010",10,"目前 ICO 最著名的成功案例為下列何者？",{"id":52,"qno":53,"question":54,"chapter":55},"fintech-19-011",11,"2017 年歐盟支付服務指令 II (PSD2) 規定進行電子支付交易時，必須提供下列何者認證？","支付",{"id":57,"qno":58,"question":59,"chapter":10},"fintech-19-012",12,"下列何項金融科技服務是因新冠疫情出現，成為後新冠疫情時代的重點工作之一？",{"id":61,"qno":62,"question":63,"chapter":55},"fintech-19-013",13,"下列何項非屬近距離無線通訊(Near Field Communication, NFC)支付的主要組成元素？",{"id":65,"qno":66,"question":67,"chapter":46},"fintech-19-014",14,"依據 CoinMarketCap 網站資料，目前市值前兩大的加密貨幣為下列何者？",{"id":69,"qno":70,"question":71,"chapter":72},"fintech-19-015",15,"無現金化社會的推動，對於身分認證的作法必須跳脫客戶簽名、證件掃描等程序外，下列何者也不適合做為多方勾稽驗證？","生物辨識",{"id":74,"qno":75,"question":76,"chapter":77},"fintech-19-016",16,"下列何項通常不屬於保險科技可能帶給保險業的效益？","保險科技",{"id":79,"qno":80,"question":81,"chapter":77},"fintech-19-017",17,"下列何者非屬保險科技面臨的挑戰？",{"id":83,"qno":84,"question":85,"chapter":86},"fintech-19-018",18,"中國大陸最早的 P2P 借貸平台為下列何者？","存貸",{"id":88,"qno":89,"question":90,"chapter":86},"fintech-19-019",19,"依據 WEF(2015)報告，P2P 借貸相較傳統金融借貸的優點，下列敘述何者錯誤？",{"id":92,"qno":93,"question":94,"chapter":95},"fintech-19-020",20,"群眾募資是利用下列何者快速散播計劃內容和創意作品訊息，獲得支持者的資金最後得以實踐計劃或完成作品？","募資",{"id":97,"qno":98,"question":99,"chapter":95},"fintech-19-021",21,"美國 2012 年通過的《促進創業企業融資法案》(JOBs)中，下列何者通常被稱為 A+法案(Regulation A+)？",{"id":101,"qno":102,"question":103,"chapter":104},"fintech-19-022",22,"有關「機器人理財」(Robo-Advisors)之敘述，下列何者錯誤？","金融科技下的投資管理",{"id":106,"qno":107,"question":108,"chapter":104},"fintech-19-023",23,"有關金融科技應用於投資之「投資者賦權」敘述，下列何者錯誤？",{"id":110,"qno":111,"question":112,"chapter":113},"fintech-19-024",24,"依據中央銀行定義，下列對純網銀敘述何者錯誤？","純網銀與開放銀行",{"id":115,"qno":116,"question":117,"chapter":77},"fintech-19-025",25,"有關設純網路投保業務目的之敘述，下列何者錯誤？",{"id":119,"qno":120,"question":121,"chapter":122},"fintech-19-026",26,"有關資訊安全與金融穩定之敘述，下列何者錯誤？","監理科技",{"id":124,"qno":125,"question":126,"chapter":122},"fintech-19-027",27,"下列敘述何者錯誤？",{"id":128,"qno":129,"question":130,"chapter":131},"fintech-19-028",28,"下列何者非 Gartner(2014)對資安防護作法的正確敘述？","資訊安全與風險管理",{"id":133,"qno":134,"question":135,"chapter":131},"fintech-19-029",29,"2017 年襲捲全球一百多個國家的「想哭(Wanna Cry)」勒索病毒，台灣金融業損失輕微，下列何者不是主要原因？",{"id":137,"qno":138,"question":139,"chapter":140},"fintech-19-030",30,"銀行「延伸」金融價值鏈可採取許多方式，下列敘述何者非本題所指的延伸概念？","金融機構的數位轉型",{"id":142,"qno":143,"question":144,"chapter":10},"fintech-19-031",31,"下列何種金融服務較不會被金融科技公司取代？",{"id":146,"qno":147,"question":148,"chapter":10},"fintech-19-032",32,"美國富國銀行執行長於 2017 年 1 月演講中表示「金融科技機構運用科技的基本原則」，下列何者非其本意？",{"id":150,"qno":151,"question":152,"chapter":113},"fintech-19-033",33,"依據我國行政院 2019 年「智慧政府行動方案」，金管會與國發會共同推動「數位服務個人化」應用於金融領域，則此一平臺名稱為何？",{"id":154,"qno":155,"question":156,"chapter":140},"fintech-19-034",34,"適合運用於例行性、重複性高之作業，可以加速作業時間，提高客戶滿意度並降低成本，讓員工無需執行例行性的單純工作而能更專注在高價值的工作，指的是下列何種技術？",{"id":158,"qno":159,"question":160,"chapter":55},"fintech-19-035",35,"下列何者是行動支付的主要技術？",{"id":162,"qno":163,"question":164,"chapter":33},"fintech-19-036",36,"下列何種機器學習是所有資料都沒有標註，機器透過尋找資料的特徵，自己進行分類？",{"id":166,"qno":167,"question":168,"chapter":15},"fintech-19-037",37,"知名網路零售業者 Amazon 提供下列何種雲端計算服務供使用者存取 web services？",{"id":170,"qno":171,"question":172,"chapter":24},"fintech-19-038",38,"資料本身格式相對不固定，型態也較為多元，但表達及呈現卻也是最直覺清楚，如一支影片、一個網頁等，係指下列何種資料結構？",{"id":174,"qno":175,"question":176,"chapter":177},"fintech-19-039",39,"AR（擴增實境）的英文全名為下列何者？","創新科技",{"id":179,"qno":180,"question":181,"chapter":33},"fintech-19-040",40,"人工智慧使用運算晶片如 GPU，未來運用在特定人工智慧特定應用領域的專用晶片，稱為下列何者？",{"id":183,"qno":184,"question":185,"chapter":122},"fintech-19-041",41,"在我國目前金融科技發展與創新實驗條例之規定中，有關有創新實驗之金融商品或服務的曝險金額限制，下列敘述何者正確？",{"id":187,"qno":188,"question":189,"chapter":15},"fintech-19-042",42,"考量自動擴展服務(Auto Scaling)的多面向功能與效益，下列何者最能全面反映其核心特點？",{"id":191,"qno":192,"question":193,"chapter":113},"fintech-19-043",43,"有關開放銀行(Open Banking)敘述，下列何者錯誤？",{"id":195,"qno":196,"question":197,"chapter":33},"fintech-19-044",44,"有關 2023 年推出新一代的語言模型 GPT-4 屬性之敘述，下列何者正確？",{"id":199,"qno":200,"question":201,"chapter":46},"fintech-19-045",45,"比特幣區塊鏈所使用的的「單向函數」是使用下列何種技術？",{"id":203,"qno":204,"question":205,"chapter":46},"fintech-19-046",46,"有關區塊鏈技術之敘述，下列何者正確？",{"id":207,"qno":208,"question":209,"chapter":72},"fintech-19-047",47,"冒用者被接受次數 10 次、冒用者嘗試次數為 100 次，而冒用被接受率(FAR)公式如何表示？",{"id":211,"qno":212,"question":213,"chapter":55},"fintech-19-048",48,"有關 P2P 跨境匯款的競爭之敘述，下列何者錯誤？",{"id":215,"qno":216,"question":217,"chapter":77},"fintech-19-049",49,"有關各國為支持金融保險科技所設置單位之功能敘述，下列何者錯誤？",{"id":219,"qno":220,"question":221,"chapter":86},"fintech-19-050",50,"有關 P2P 借貸平台之敘述，下列何者錯誤？",{"id":223,"qno":224,"question":225,"chapter":95},"fintech-19-051",51,"下列何者是新加坡的線上群眾募資平台？",{"id":227,"qno":228,"question":229,"chapter":104},"fintech-19-052",52,"在演算法交易(Algorithmic Trading)的定義及內容中，下列敘述何者正確？ A.是屬於程式交易(Program Trading)的一種 B.根據目標設計好交易策略，將其編寫成電腦程式 C.藉由控管下單時點、價格與交易量三者之動態調整，做最佳化交易的執行，以維持程式交易策略的績效符合預期 D.透過演算法交易一定能夠 100%獲利",{"id":231,"qno":232,"question":233,"chapter":113},"fintech-19-053",53,"有關純網路銀行國際發展狀況，下列敘述何者正確？ A.我國目前開放設立三家純網路銀行 B. 2017 年全球 50 大純網路銀行中有 1\u002F3 以日本為根據地 C.中國大陸的純網路銀行於 2017 年居全球 50 大純網路銀行的前二名 D.與亞洲國家相比，歐美國家主要由電子商務、通訊軟體公司設立或合資",{"id":235,"qno":236,"question":237,"chapter":122},"fintech-19-054",54,"下列何者非 PwC(2016a)報告中「整合、標準、理解」類型之監理科技內涵？",{"id":239,"qno":240,"question":241,"chapter":55},"fintech-19-055",55,"有關「電子支付機構資訊系統標準與安全控管作業基準辦法」的敘述，下列何者錯誤？",{"id":243,"qno":244,"question":245,"chapter":140},"fintech-19-056",56,"傳統銀行在應對挑戰時的數位化策略，可採取的策略不包括下列何項？",{"id":247,"qno":248,"question":249,"chapter":24},"fintech-19-057",57,"有關網路爬蟲，下列敘述何者正確？",{"id":251,"qno":252,"question":253,"chapter":131},"fintech-19-058",58,"依據「金融機構使用物聯網設備安全控管規範」之規定，金融機構應建立物聯網設備管理清冊並至少多久時間更新一次，以識別設備用途、設備 IP、存放位置與管理人員，評估適當之實體環境控管措施及存取權限管制？",{"id":255,"qno":256,"question":257,"chapter":177},"fintech-19-059",59,"有關「實境體感場域業者自律規範」之敘述，下列何者錯誤？",{"id":259,"qno":260,"question":261,"chapter":33},"fintech-19-060",60,"有關深度學習演算法，下列敘述何者正確？",1783326485769]