[{"data":1,"prerenderedAt":40},["ShallowReactive",2],{"q-bank_audit_cf_law-47-017":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":23},"bank_audit_cf_law","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核法規","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21,"canonicalId":22},"bank_audit_cf_law-47-017","47",17,"為防範人頭帳戶從事犯罪，銀行於受理客戶開立存款戶時，應查核客戶身分，其作業流程，下列敘述何者正確？",[13,14,15,16],"由經辦員憑經驗核對身分證明文件即可","請客戶依規定填寫申請書並附上身分證影本即可開戶","除核對身分證相片與客戶是否相符外，另要求提供工作等相關證件","確認客戶身分，並利用內政部戶役政網站查詢，以確定該身分證是否為遺失或被竊",3,"相關函令",1,"為防人頭帳戶，開戶時除核對身分證相片、要求相關證件外，還須利用內政部戶役政網站查詢，確認該身分證是否掛失或被竊，才能真正把關。僅憑經驗、僅收影本或僅比對相片，都不足以防範冒名開戶，故正確為上網查驗。","easy","bank_audit_law-47-017",[24,28,32,36],{"id":25,"question":26,"qno":27},"bank_audit_cf_law-47-014","依主管機關規定，金融機構自動櫃員機(ATM)及週遭監視之錄影帶應暫行保存幾個月以上，錄影帶內容有涉及交易糾紛或民刑事案件者，於案件未結前，並應繼續保存？",14,{"id":29,"question":30,"qno":31},"bank_audit_cf_law-47-043","依金管會規定，金融機構總行於接獲所屬分支單位之「警示帳戶」通報後，應立即向下列何者通報？",43,{"id":33,"question":34,"qno":35},"bank_audit_cf_law-47-044","依主管機關規定，金融機構為發還滯留於「警示帳戶」內剩餘款項，應指定一何職級之人員專責督導發還事宜？",44,{"id":37,"question":38,"qno":39},"bank_audit_cf_law-49-015","依財政部函釋，銀行將代客開票（支票、匯票）作業委外處理，若受託機構有違法情事致銀行客戶權益受損，下列何者仍應依相關規定對客戶負責？",15,1784190249689]