[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-bank_audit_cf_law-48-029":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":23},"bank_audit_cf_law","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21,"canonicalId":22},"bank_audit_cf_law-48-029","48",29,"票券商及清算交割銀行以集中保管機構登錄或保管之短期票券辦理買賣之交割，應由集中保管機構以下列何種方式為之？",[13,14,15,16],"帳簿劃撥","票券實體交割","股條交割","電話交割",0,"基本法令及行政規章",1,"本題考短期票券的交割方式。現行短期票券已採無實體登錄制，由集中保管機構登錄或保管，票券商及清算交割銀行辦理買賣交割時，應由集中保管機構以(A)帳簿劃撥方式移轉權利，既安全又留有電子紀錄可稽，故答案為帳簿劃撥。(B)票券實體交割與(C)股條交割均以實體憑證移轉，與無實體登錄制度不符；(D)電話交割不具帳載移轉效力、無法確認權屬。記憶重點：無實體化後，權利移轉一律「帳簿劃撥」取代實體交付，此與有價證券集中保管的劃撥概念一致，可對照記憶。","medium","bank_audit_law-48-029",[24,27,31,35,39,43],{"id":25,"question":26,"qno":19},"bank_audit_cf_law-47-001","銀行對遠期匯票或本票，以折扣方式預收利息而購入者，稱為下列何種業務？",{"id":28,"question":29,"qno":30},"bank_audit_cf_law-47-002","某商業銀行之主要股東甲，其家族成員包括甲之父親、甲妻及未成年子女乙、丙均持有該銀行之股份，則在計算主要股東持股時，下列何者之持股不必與甲之持股合併計算？",2,{"id":32,"question":33,"qno":34},"bank_audit_cf_law-47-003","針對借款人所提質物或抵押物之放款值，下列何者不是銀行覈實決定之依據？",3,{"id":36,"question":37,"qno":38},"bank_audit_cf_law-47-004","依「金融控股公司法」規定，金融控股公司所有子公司對同一法人為授信交易合計達主管機關規定金額或比率者，應於多久期間內，向主管機關申報？",4,{"id":40,"question":41,"qno":42},"bank_audit_cf_law-47-005","依銀行法規定，商業銀行投資非金融相關事業之總額不得超過投資時淨值之百分之多少？",5,{"id":44,"question":45,"qno":46},"bank_audit_cf_law-47-006","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，會計師辦理銀行年度財務報表查核簽證時，受查銀行有下列何項情況可不立即通報主管機關？",6,1784190250593]