[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-bank_audit_cf_law-49-013":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_cf_law","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20,"canonicalId":21},"bank_audit_cf_law-49-013","49",13,"對可能遭盜錄之金融卡或信用卡資料，屬本行客戶者，金融機構應優先採取下列何項措施以避免遭偽造盜領？",[13,14,15,16],"立即通報財金資訊公司辦理停卡及換卡","立即以電腦控管辦理停卡並通知客戶換卡","立即通報銀行公會","立即通報所屬金融檢查機關及主管機關",1,"基本法令及行政規章","本題考疑遭盜錄卡片的優先自保措施。對可能遭盜錄且屬本行客戶之金融卡或信用卡，金融機構應優先(B)立即以電腦控管辦理停卡並通知客戶換卡，因停卡能即時凍結卡片、阻斷偽卡盜領，是最直接有效的止血動作，故答案為(B)。(A)通報財金資訊公司、(C)通報銀行公會、(D)通報所屬金融檢查機關及主管機關，雖屬後續應辦的通報義務，但都不是阻止當下損害擴大的第一優先。判斷關鍵在於「先止血、再通報」：面對盜錄風險應先切斷可被盜用的管道保護客戶資金，各項對外通報則為後續程序。","medium","bank_audit_law-49-013",[23,26,30,34,38,42],{"id":24,"question":25,"qno":17},"bank_audit_cf_law-47-001","銀行對遠期匯票或本票，以折扣方式預收利息而購入者，稱為下列何種業務？",{"id":27,"question":28,"qno":29},"bank_audit_cf_law-47-002","某商業銀行之主要股東甲，其家族成員包括甲之父親、甲妻及未成年子女乙、丙均持有該銀行之股份，則在計算主要股東持股時，下列何者之持股不必與甲之持股合併計算？",2,{"id":31,"question":32,"qno":33},"bank_audit_cf_law-47-003","針對借款人所提質物或抵押物之放款值，下列何者不是銀行覈實決定之依據？",3,{"id":35,"question":36,"qno":37},"bank_audit_cf_law-47-004","依「金融控股公司法」規定，金融控股公司所有子公司對同一法人為授信交易合計達主管機關規定金額或比率者，應於多久期間內，向主管機關申報？",4,{"id":39,"question":40,"qno":41},"bank_audit_cf_law-47-005","依銀行法規定，商業銀行投資非金融相關事業之總額不得超過投資時淨值之百分之多少？",5,{"id":43,"question":44,"qno":45},"bank_audit_cf_law-47-006","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，會計師辦理銀行年度財務報表查核簽證時，受查銀行有下列何項情況可不立即通報主管機關？",6,1784190251077]