[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-bank_audit_cf_law-49-014":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":23},"bank_audit_cf_law","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21,"canonicalId":22},"bank_audit_cf_law-49-014","49",14,"有關銀行作業委託他人處理，受委託機構之行為，下列何者正確？",[13,14,15,16],"未張掛銀行招牌","張掛銀行招牌","以銀行名義執行業務","其人員自稱係銀行人員",0,"基本法令及行政規章",1,"本題考銀行作業委外時受委託機構的行為分際。銀行作業委外後，受委託機構應以自身名義辦理業務，避免使客戶誤認交易對象為銀行本身，因此(A)未張掛銀行招牌才是正確作法，故答案為(A)。(B)張掛銀行招牌、(C)以銀行名義執行業務、(D)其人員自稱係銀行人員，都會讓客戶產生正在與銀行直接往來的錯誤認知，屬應禁止的情形。掌握原則：委外的核心在於受託者不得「假冒」或「借用」銀行的外觀與名義，須清楚維持自身獨立身分，防止客戶因誤認而受損，責任歸屬亦不致混淆。","medium","bank_audit_law-49-014",[24,27,31,35,39,43],{"id":25,"question":26,"qno":19},"bank_audit_cf_law-47-001","銀行對遠期匯票或本票，以折扣方式預收利息而購入者，稱為下列何種業務？",{"id":28,"question":29,"qno":30},"bank_audit_cf_law-47-002","某商業銀行之主要股東甲，其家族成員包括甲之父親、甲妻及未成年子女乙、丙均持有該銀行之股份，則在計算主要股東持股時，下列何者之持股不必與甲之持股合併計算？",2,{"id":32,"question":33,"qno":34},"bank_audit_cf_law-47-003","針對借款人所提質物或抵押物之放款值，下列何者不是銀行覈實決定之依據？",3,{"id":36,"question":37,"qno":38},"bank_audit_cf_law-47-004","依「金融控股公司法」規定，金融控股公司所有子公司對同一法人為授信交易合計達主管機關規定金額或比率者，應於多久期間內，向主管機關申報？",4,{"id":40,"question":41,"qno":42},"bank_audit_cf_law-47-005","依銀行法規定，商業銀行投資非金融相關事業之總額不得超過投資時淨值之百分之多少？",5,{"id":44,"question":45,"qno":46},"bank_audit_cf_law-47-006","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，會計師辦理銀行年度財務報表查核簽證時，受查銀行有下列何項情況可不立即通報主管機關？",6,1784190251085]