[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-bank_audit_cf_law-49-016":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":23},"bank_audit_cf_law","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21,"canonicalId":22},"bank_audit_cf_law-49-016","49",16,"依「金融機構辦理電子銀行業務安全控管作業基準」規定，有關網際網路之低風險性交易金額之限制，下列敘述何者錯誤？",[13,14,15,16],"每戶每筆不超過五萬元","每戶每天累計不超過十萬元","每戶每月累計不超過二十萬元","每戶每半年累計不超過三十萬元",3,"基本法令及行政規章",1,"本題考網際網路低風險性交易的金額上限，屬找出錯誤敘述的題型。依「金融機構辦理電子銀行業務安全控管作業基準」，網際網路低風險性交易之額度限制為(A)每戶每筆不超過五萬元、(B)每戶每天累計不超過十萬元、(C)每戶每月累計不超過二十萬元，均屬正確規定。(D)所稱「每戶每半年累計不超過三十萬元」並非規範所設的限制項目，故為錯誤敘述，答案為(D)。記憶重點：低風險交易的額度是以「每筆、每日、每月」三個時間單位設限，並無「每半年」這一級，命題常憑空多加一個時間區間製造錯誤選項考驗考生。","hard","bank_audit_law-49-016",[24,27,31,34,38,42],{"id":25,"question":26,"qno":19},"bank_audit_cf_law-47-001","銀行對遠期匯票或本票，以折扣方式預收利息而購入者，稱為下列何種業務？",{"id":28,"question":29,"qno":30},"bank_audit_cf_law-47-002","某商業銀行之主要股東甲，其家族成員包括甲之父親、甲妻及未成年子女乙、丙均持有該銀行之股份，則在計算主要股東持股時，下列何者之持股不必與甲之持股合併計算？",2,{"id":32,"question":33,"qno":17},"bank_audit_cf_law-47-003","針對借款人所提質物或抵押物之放款值，下列何者不是銀行覈實決定之依據？",{"id":35,"question":36,"qno":37},"bank_audit_cf_law-47-004","依「金融控股公司法」規定，金融控股公司所有子公司對同一法人為授信交易合計達主管機關規定金額或比率者，應於多久期間內，向主管機關申報？",4,{"id":39,"question":40,"qno":41},"bank_audit_cf_law-47-005","依銀行法規定，商業銀行投資非金融相關事業之總額不得超過投資時淨值之百分之多少？",5,{"id":43,"question":44,"qno":45},"bank_audit_cf_law-47-006","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，會計師辦理銀行年度財務報表查核簽證時，受查銀行有下列何項情況可不立即通報主管機關？",6,1784190251118]