[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-bank_audit_cf_law-49-043":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_cf_law","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20,"canonicalId":21},"bank_audit_cf_law-49-043","49",43,"依主管機關規定，金融機構為發還滯留於「警示帳戶」內剩餘款項，應依開戶資料聯絡開戶人，與其協商發還「警示帳戶」內剩餘款項事宜；如經通知無法聯絡者，應洽請警方協尋多久？",[13,14,15,16],"半個月","一個月","二個月","三個月",1,"基本法令及行政規章","警示帳戶係因涉及詐騙等不法而遭通報圈存的帳戶,待案件釐清後帳內若仍有屬被害人以外的剩餘款項,金融機構應依開戶資料主動聯絡開戶人協商發還,以保障正當權利人。若經通知仍無法聯絡開戶人,依主管機關規定應洽請警方協尋一個月;協尋期滿仍無著者,再依相關程序續行處理。故正解為(B)一個月。(A)半個月期間過短,不足以完成協尋作業;(C)二個月與(D)三個月則長於規定期限,均非法定標準。作答時須區分「協尋期間」與後續處理期限,並掌握本題核心在於無法聯絡時的警方協尋時程為一個月。","hard","bank_audit_law-49-043",[23,26,30,34,38,42],{"id":24,"question":25,"qno":17},"bank_audit_cf_law-47-001","銀行對遠期匯票或本票，以折扣方式預收利息而購入者，稱為下列何種業務？",{"id":27,"question":28,"qno":29},"bank_audit_cf_law-47-002","某商業銀行之主要股東甲，其家族成員包括甲之父親、甲妻及未成年子女乙、丙均持有該銀行之股份，則在計算主要股東持股時，下列何者之持股不必與甲之持股合併計算？",2,{"id":31,"question":32,"qno":33},"bank_audit_cf_law-47-003","針對借款人所提質物或抵押物之放款值，下列何者不是銀行覈實決定之依據？",3,{"id":35,"question":36,"qno":37},"bank_audit_cf_law-47-004","依「金融控股公司法」規定，金融控股公司所有子公司對同一法人為授信交易合計達主管機關規定金額或比率者，應於多久期間內，向主管機關申報？",4,{"id":39,"question":40,"qno":41},"bank_audit_cf_law-47-005","依銀行法規定，商業銀行投資非金融相關事業之總額不得超過投資時淨值之百分之多少？",5,{"id":43,"question":44,"qno":45},"bank_audit_cf_law-47-006","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，會計師辦理銀行年度財務報表查核簽證時，受查銀行有下列何項情況可不立即通報主管機關？",6,1784190251408]