[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-bank_audit_cf_law-49-044":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":23},"bank_audit_cf_law","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21,"canonicalId":22},"bank_audit_cf_law-49-044","49",44,"為確保資料之即時性，金融聯合徵信中心接獲通報「警示帳戶」資料，應多久之內將資料轉入「信用資料庫」？",[13,14,15,16],"每半小時","每一小時","每二小時","每三小時",0,"基本法令及行政規章",1,"為確保警示帳戶資料之即時性，使各金融機構能於最短時間內查得帳戶警示狀態、及時攔阻詐騙款項並控管風險，金融聯合徵信中心於接獲通報警示帳戶資料後，應每半小時將資料轉入信用資料庫更新一次，故(A)每半小時為正解。(B)每一小時、(C)每二小時、(D)每三小時之更新頻率均過慢，無法滿足反詐騙所要求的即時性。此規定核心在於縮短資料落差時間，讓警示狀態能近乎即時同步供各行查詢比對，故正確答案為每半小時。","hard","bank_audit_law-49-044",[24,27,31,35,39,43],{"id":25,"question":26,"qno":19},"bank_audit_cf_law-47-001","銀行對遠期匯票或本票，以折扣方式預收利息而購入者，稱為下列何種業務？",{"id":28,"question":29,"qno":30},"bank_audit_cf_law-47-002","某商業銀行之主要股東甲，其家族成員包括甲之父親、甲妻及未成年子女乙、丙均持有該銀行之股份，則在計算主要股東持股時，下列何者之持股不必與甲之持股合併計算？",2,{"id":32,"question":33,"qno":34},"bank_audit_cf_law-47-003","針對借款人所提質物或抵押物之放款值，下列何者不是銀行覈實決定之依據？",3,{"id":36,"question":37,"qno":38},"bank_audit_cf_law-47-004","依「金融控股公司法」規定，金融控股公司所有子公司對同一法人為授信交易合計達主管機關規定金額或比率者，應於多久期間內，向主管機關申報？",4,{"id":40,"question":41,"qno":42},"bank_audit_cf_law-47-005","依銀行法規定，商業銀行投資非金融相關事業之總額不得超過投資時淨值之百分之多少？",5,{"id":44,"question":45,"qno":46},"bank_audit_cf_law-47-006","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，會計師辦理銀行年度財務報表查核簽證時，受查銀行有下列何項情況可不立即通報主管機關？",6,1784190251412]