[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-bank_audit_cf_prac-47-040":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"bank_audit_cf_prac","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核","c8",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"bank_audit_cf_prac-47-040","47",40,"有關「財富管理顧問業務」在客戶對商品所知有限下所為之銷售，下列程序何者非屬之？",[13,14,15,16],"此類客戶應由他人伴同，協助瞭解相關資料","業務人員必須同時提供類似商品之收益率以供參考","相關交易之執行必須經主管覆核同意後才得為之","業務人員進行此種商品銷售時，其直屬主管如有可能應在旁",1,"財富管理業務查核","對商品所知有限的客戶,重點在「加強保護與監督」:由他人陪同協助瞭解 (A)、直屬主管在旁 (D)、交易須經主管覆核同意 (C),都是為了確認客戶真的懂才成交。(B) 提供類似商品收益率只是一般銷售參考資訊,與保護弱勢客戶的特別程序無關,甚至可能誘導購買,故非屬之,(B) 為正確答案。","medium",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"bank_audit_cf_prac-47-036","小蔡預計二年後退休，目前有 300 萬銀行存款，該存款為支應其退休後之生活資金，理財業務人員應建議其投資下列何種商品為佳？",36,{"id":27,"question":28,"qno":29},"bank_audit_cf_prac-47-037","銀行辦理財富管理業務時，有關法令之遵循，下列敘述何者錯誤？",37,{"id":31,"question":32,"qno":33},"bank_audit_cf_prac-47-038","銀行辦理財富管理業務，對於客戶申訴之適當處理程序，下列敘述何者錯誤？",38,{"id":35,"question":36,"qno":37},"bank_audit_cf_prac-47-039","財富管理業務係以諮詢意見之提供為中心，服務範圍可包括下列何者？ A.所有銀行業務 B.兼營信託業務 C.其他保險、證券相關業務",39,{"id":39,"question":40,"qno":41},"bank_audit_cf_prac-47-041","財富管理從業人員自律規範中，妥慎保管客戶資料，禁止洩露機密資料或有不當使用之情事，以建立客戶信賴之基礎，屬於何種原則？",41,{"id":43,"question":44,"qno":45},"bank_audit_cf_prac-48-035","銀行辦理財富管理業務時，在考慮客戶某項商品轉換交易之應注意事項，下列何因素不需納入？",35,1784190252177]