[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-bank_audit_cf_prac-47-050":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"bank_audit_cf_prac","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"bank_audit_cf_prac-47-050","47",50,"依主管機關規定，銀行對於第三類授信資產之債權餘額應至少提足多少之備抵呆帳及保證責任準備？",[13,14,15,16],"2%","10%","50%","100%",1,"徵授信暨逾期放款查核","授信資產分五類,備抵呆帳最低提列比率依序為:第二類(應予注意)2%、第三類(可望收回)10%、第四類(收回困難)50%、第五類(收回無望)100%。題目問第三類,應提足債權餘額的 10%,(B) 正確。(A) 2% 是第二類、(C) 50% 是第四類、(D) 100% 是第五類的標準,別搞混層級。","hard",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"bank_audit_cf_prac-47-017","依「中華民國銀行公會會員授信準則」規定，下列何者屬間接授信？",17,{"id":27,"question":28,"qno":29},"bank_audit_cf_prac-47-018","逾期放款除經協議分期償還並依約履行者外，應於何時轉入催收款科目？",18,{"id":31,"question":32,"qno":33},"bank_audit_cf_prac-47-019","下列何者非屬於銀行法第三十三條之一所稱之「有利害關係者」？",19,{"id":35,"question":36,"qno":37},"bank_audit_cf_prac-47-020","銀行對借款人辦理一般營運週轉金貸款，必須明瞭事項下列何者正確？",20,{"id":39,"question":40,"qno":41},"bank_audit_cf_prac-47-021","銀行辦理股票質押授信應注意事項，下列何者錯誤？",21,{"id":43,"question":44,"qno":45},"bank_audit_cf_prac-47-022","依「中華民國銀行公會會員徵信準則」規定，個人在金融機構總授信金額達新臺幣多少元者，應提供個人報稅資料核驗？",22,1784190252282]