[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-bank_audit_cf_prac-47-061":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_cf_prac","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核","c10",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_cf_prac-47-061","47",61,"有關信用卡授權控管作業，下列敘述何者錯誤？",[13,14,15,16],"應加強人員熟悉錄音系統操作技巧","錄音系統應列入每日檢查項目","授權單位應電話錄音紀錄所有授權交易情況","風險管理人員應抽樣核對持卡人限額限次資料更正紀錄日報表",3,"消費金融業務查核",1,"持卡人限額、限次資料的更正直接影響授權額度控管,風險極高,更正紀錄日報表應由主管「逐筆確實核對」,僅抽樣核對不足以防範舞弊,(D) 敘述錯誤,為本題答案。(A) 人員應熟悉錄音系統操作、(B) 錄音系統列入每日檢查、(C) 所有授權交易均應電話錄音存證,都是授權控管的正確作法。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"bank_audit_cf_prac-47-046","下列何者不是消費金融產品？",46,{"id":28,"question":29,"qno":30},"bank_audit_cf_prac-47-047","稽核人員對於消費金融業務之查核，可利用之輔助工具，下列何者較不具相關性？",47,{"id":32,"question":33,"qno":34},"bank_audit_cf_prac-47-049","發卡機構受理信用卡申請時，正卡申請人及附卡申請人年齡至少各須滿幾歲？",49,{"id":36,"question":37,"qno":38},"bank_audit_cf_prac-47-051","依「信用卡業務機構管理辦法」規定，當月應繳最低付款金額超過指定繳款期限一個月至三個月者，發卡機構應提列全部墊款金額多少比率之備抵呆帳？",51,{"id":40,"question":41,"qno":42},"bank_audit_cf_prac-47-052","有關信用卡帳務作業，下列敘述何者錯誤？",52,{"id":44,"question":45,"qno":46},"bank_audit_cf_prac-47-053","有關消費金融產品之特性，下列敘述何者錯誤？",53,1784190252369]