[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-bank_audit_cf_prac-48-018":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_cf_prac","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_cf_prac-48-018","48",18,"有關銀行辦理授信業務，下列敘述何者錯誤？",[13,14,15,16],"借戶提供之本票，如徵有授權書，其本票發票日可空白不填","借款約定書應由借款人親簽","個人名義之借款不得撥入公司戶","公司戶作保應徵提公司章程，以確認該公司得對外作保",0,"徵授信暨逾期放款查核",1,"發票日是本票絕對必要記載事項,空白未填的本票根本無效,就算徵了授權書也不能讓發票日空白,授權書通常只授權代填到期日,故 (A) 錯誤。(B) 約定書須借款人親簽、(C) 個人借款不得撥入公司戶以防資金流向不符、(D) 公司作保須查章程確認有保證權限,皆為正確實務。","medium",[23,27,30,34,38,42],{"id":24,"question":25,"qno":26},"bank_audit_cf_prac-47-017","依「中華民國銀行公會會員授信準則」規定，下列何者屬間接授信？",17,{"id":28,"question":29,"qno":10},"bank_audit_cf_prac-47-018","逾期放款除經協議分期償還並依約履行者外，應於何時轉入催收款科目？",{"id":31,"question":32,"qno":33},"bank_audit_cf_prac-47-019","下列何者非屬於銀行法第三十三條之一所稱之「有利害關係者」？",19,{"id":35,"question":36,"qno":37},"bank_audit_cf_prac-47-020","銀行對借款人辦理一般營運週轉金貸款，必須明瞭事項下列何者正確？",20,{"id":39,"question":40,"qno":41},"bank_audit_cf_prac-47-021","銀行辦理股票質押授信應注意事項，下列何者錯誤？",21,{"id":43,"question":44,"qno":45},"bank_audit_cf_prac-47-022","依「中華民國銀行公會會員徵信準則」規定，個人在金融機構總授信金額達新臺幣多少元者，應提供個人報稅資料核驗？",22,1784190252782]