[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-bank_audit_cf_prac-48-037":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_cf_prac","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核","c8",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_cf_prac-48-037","48",37,"為落實商品適合度政策，應就「個人類型」客戶審認之事項，下列何者錯誤？",[13,14,15,16],"投資目標及期間","風險承受度","對商品之知識及經驗","商品之保本程度",3,"財富管理業務查核",1,"對個人客戶的審認就是 KYC(認識客戶),重點是客戶本身的條件:(A) 投資目標及期間、(B) 風險承受度、(C) 對商品的知識與經驗,都是必審事項。(D) 商品的保本程度是「商品面」的風險屬性,屬於商品審查(KYP)範圍,不是對客戶的審認事項,故選 (D)。","medium",[23,27,30,34,38,42],{"id":24,"question":25,"qno":26},"bank_audit_cf_prac-47-036","小蔡預計二年後退休，目前有 300 萬銀行存款，該存款為支應其退休後之生活資金，理財業務人員應建議其投資下列何種商品為佳？",36,{"id":28,"question":29,"qno":10},"bank_audit_cf_prac-47-037","銀行辦理財富管理業務時，有關法令之遵循，下列敘述何者錯誤？",{"id":31,"question":32,"qno":33},"bank_audit_cf_prac-47-038","銀行辦理財富管理業務，對於客戶申訴之適當處理程序，下列敘述何者錯誤？",38,{"id":35,"question":36,"qno":37},"bank_audit_cf_prac-47-039","財富管理業務係以諮詢意見之提供為中心，服務範圍可包括下列何者？ A.所有銀行業務 B.兼營信託業務 C.其他保險、證券相關業務",39,{"id":39,"question":40,"qno":41},"bank_audit_cf_prac-47-040","有關「財富管理顧問業務」在客戶對商品所知有限下所為之銷售，下列程序何者非屬之？",40,{"id":43,"question":44,"qno":45},"bank_audit_cf_prac-47-041","財富管理從業人員自律規範中，妥慎保管客戶資料，禁止洩露機密資料或有不當使用之情事，以建立客戶信賴之基礎，屬於何種原則？",41,1784190253015]