[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-bank_audit_cf_prac-48-070":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"bank_audit_cf_prac","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核","c10",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"bank_audit_cf_prac-48-070","48",70,"依主管機關規定，有關全職學生申請信用卡或現金卡，下列敘述何者正確？",[13,14,15,16],"申請現金卡以三家發卡機構為限","申請信用卡正卡，以三家發卡機構為限","申請信用卡正卡，每家發卡機構所核發之歸戶額度不得逾新臺幣三萬元","申請現金卡，除父母同意者外，每家發卡機構首次核給信用額度不得超過新臺幣二萬元",1,"消費金融業務查核","全職學生申請信用卡正卡以三家發卡機構為限，(B) 正確。(A) 三家的限制是針對信用卡，現金卡對全職學生原則上不得核發；(C) 每家發卡機構核給的歸戶額度上限為新臺幣二萬元，非三萬元；(D) 所述金額與條件均與現金卡規定不符。","hard",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"bank_audit_cf_prac-47-046","下列何者不是消費金融產品？",46,{"id":27,"question":28,"qno":29},"bank_audit_cf_prac-47-047","稽核人員對於消費金融業務之查核，可利用之輔助工具，下列何者較不具相關性？",47,{"id":31,"question":32,"qno":33},"bank_audit_cf_prac-47-049","發卡機構受理信用卡申請時，正卡申請人及附卡申請人年齡至少各須滿幾歲？",49,{"id":35,"question":36,"qno":37},"bank_audit_cf_prac-47-051","依「信用卡業務機構管理辦法」規定，當月應繳最低付款金額超過指定繳款期限一個月至三個月者，發卡機構應提列全部墊款金額多少比率之備抵呆帳？",51,{"id":39,"question":40,"qno":41},"bank_audit_cf_prac-47-052","有關信用卡帳務作業，下列敘述何者錯誤？",52,{"id":43,"question":44,"qno":45},"bank_audit_cf_prac-47-053","有關消費金融產品之特性，下列敘述何者錯誤？",53,1784190253370]