[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-bank_audit_cf_prac-48-073":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_cf_prac","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核","c10",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_cf_prac-48-073","48",73,"有關銀行辦理消費性貸款之帳戶管理，下列何者有缺失？",[13,14,15,16],"債權憑證由債務人親自填寫並簽章","擔保放款均先辦妥擔保物之抵押權或質權設定始予撥貸","不熟悉之客戶，應至其辦公處所或住家對保","貸款應以現金支付借戶本人或依委託轉帳存入其指定帳戶",3,"消費金融業務查核",1,"撥貸款項應轉帳存入借戶本人存款帳戶，或依其委託轉入指定帳戶，不得以現金支付，才能留存資金軌跡、防止冒貸挪用，(D) 說得以現金支付借戶即屬缺失。(A) 債權憑證由債務人親自填寫簽章、(B) 先完成擔保設定再撥貸、(C) 親赴處所對保，皆為正確做法。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"bank_audit_cf_prac-47-046","下列何者不是消費金融產品？",46,{"id":28,"question":29,"qno":30},"bank_audit_cf_prac-47-047","稽核人員對於消費金融業務之查核，可利用之輔助工具，下列何者較不具相關性？",47,{"id":32,"question":33,"qno":34},"bank_audit_cf_prac-47-049","發卡機構受理信用卡申請時，正卡申請人及附卡申請人年齡至少各須滿幾歲？",49,{"id":36,"question":37,"qno":38},"bank_audit_cf_prac-47-051","依「信用卡業務機構管理辦法」規定，當月應繳最低付款金額超過指定繳款期限一個月至三個月者，發卡機構應提列全部墊款金額多少比率之備抵呆帳？",51,{"id":40,"question":41,"qno":42},"bank_audit_cf_prac-47-052","有關信用卡帳務作業，下列敘述何者錯誤？",52,{"id":44,"question":45,"qno":46},"bank_audit_cf_prac-47-053","有關消費金融產品之特性，下列敘述何者錯誤？",53,1784190253398]