[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-bank_audit_cf_prac-49-019":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_cf_prac","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_cf_prac-49-019","49",19,"有關債權請求權之時效，下列何者錯誤？",[13,14,15,16],"借據本金（十五年）","墊款（十五年）","違約金（十五年）","利息（十五年）",3,"徵授信暨逾期放款查核",1,"民法規定利息、租金等定期給付債權,請求權時效僅五年,故(D)寫利息十五年錯誤。(A)借據本金、(B)墊款、(C)違約金都適用一般請求權十五年時效,敘述正確。催收實務要特別注意利息時效較短,逾五年未請求即罹於時效。","medium",[23,27,31,34,38,42],{"id":24,"question":25,"qno":26},"bank_audit_cf_prac-47-017","依「中華民國銀行公會會員授信準則」規定，下列何者屬間接授信？",17,{"id":28,"question":29,"qno":30},"bank_audit_cf_prac-47-018","逾期放款除經協議分期償還並依約履行者外，應於何時轉入催收款科目？",18,{"id":32,"question":33,"qno":10},"bank_audit_cf_prac-47-019","下列何者非屬於銀行法第三十三條之一所稱之「有利害關係者」？",{"id":35,"question":36,"qno":37},"bank_audit_cf_prac-47-020","銀行對借款人辦理一般營運週轉金貸款，必須明瞭事項下列何者正確？",20,{"id":39,"question":40,"qno":41},"bank_audit_cf_prac-47-021","銀行辦理股票質押授信應注意事項，下列何者錯誤？",21,{"id":43,"question":44,"qno":45},"bank_audit_cf_prac-47-022","依「中華民國銀行公會會員徵信準則」規定，個人在金融機構總授信金額達新臺幣多少元者，應提供個人報稅資料核驗？",22,1784190253680]