[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-bank_audit_cf_prac-49-021":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_cf_prac","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_cf_prac-49-021","49",21,"一般借款契約或借據所載利息請求權，自到期日之翌日起算，經過幾年其時效消滅（末日如遇星期日、例假日以次日代之）？",[13,14,15,16],"一年","二年","三年","五年",3,"徵授信暨逾期放款查核",1,"利息屬定期給付債權,依民法第126條,請求權自到期日翌日起算,五年間不行使即消滅,故選(D)。相對地,本金請求權時效是十五年,兩者不同;(A)(B)(C)一、二、三年都不是利息請求權的時效期間。","medium",[23,27,31,35,39,42],{"id":24,"question":25,"qno":26},"bank_audit_cf_prac-47-017","依「中華民國銀行公會會員授信準則」規定，下列何者屬間接授信？",17,{"id":28,"question":29,"qno":30},"bank_audit_cf_prac-47-018","逾期放款除經協議分期償還並依約履行者外，應於何時轉入催收款科目？",18,{"id":32,"question":33,"qno":34},"bank_audit_cf_prac-47-019","下列何者非屬於銀行法第三十三條之一所稱之「有利害關係者」？",19,{"id":36,"question":37,"qno":38},"bank_audit_cf_prac-47-020","銀行對借款人辦理一般營運週轉金貸款，必須明瞭事項下列何者正確？",20,{"id":40,"question":41,"qno":10},"bank_audit_cf_prac-47-021","銀行辦理股票質押授信應注意事項，下列何者錯誤？",{"id":43,"question":44,"qno":45},"bank_audit_cf_prac-47-022","依「中華民國銀行公會會員徵信準則」規定，個人在金融機構總授信金額達新臺幣多少元者，應提供個人報稅資料核驗？",22,1784190253716]