[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-bank_audit_cf_prac-49-039":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"bank_audit_cf_prac","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核","c8",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"bank_audit_cf_prac-49-039","49",39,"有關銀行辦理財富管理業務，下列敘述何者正確？",[13,14,15,16],"理財業務人員之獎酬結構，僅得以銷售目標及銷售數量之達成率作為計算基礎","銀行為確保理財服務品質，得採秘密之顧客檢核手法，協助檢視執行業務之服務品質","客戶來行辦理金融商品轉換，銀行無須執行 KYC 程序","銀行得以提供贈品方式招攬新客戶開立存款帳戶",1,"財富管理業務查核","銀行為確保理財服務品質,得採秘密顧客(神秘客)檢核手法,檢視人員執行業務的服務品質,故 (B) 正確。(A) 獎酬不得僅以銷售目標與數量達成率計算;(C) 商品轉換仍應執行 KYC 程序;(D) 不得以贈品招攬客戶開立存款帳戶。","medium",[22,26,30,34,37,41],{"id":23,"question":24,"qno":25},"bank_audit_cf_prac-47-036","小蔡預計二年後退休，目前有 300 萬銀行存款，該存款為支應其退休後之生活資金，理財業務人員應建議其投資下列何種商品為佳？",36,{"id":27,"question":28,"qno":29},"bank_audit_cf_prac-47-037","銀行辦理財富管理業務時，有關法令之遵循，下列敘述何者錯誤？",37,{"id":31,"question":32,"qno":33},"bank_audit_cf_prac-47-038","銀行辦理財富管理業務，對於客戶申訴之適當處理程序，下列敘述何者錯誤？",38,{"id":35,"question":36,"qno":10},"bank_audit_cf_prac-47-039","財富管理業務係以諮詢意見之提供為中心，服務範圍可包括下列何者？ A.所有銀行業務 B.兼營信託業務 C.其他保險、證券相關業務",{"id":38,"question":39,"qno":40},"bank_audit_cf_prac-47-040","有關「財富管理顧問業務」在客戶對商品所知有限下所為之銷售，下列程序何者非屬之？",40,{"id":42,"question":43,"qno":44},"bank_audit_cf_prac-47-041","財富管理從業人員自律規範中，妥慎保管客戶資料，禁止洩露機密資料或有不當使用之情事，以建立客戶信賴之基礎，屬於何種原則？",41,1784190253915]