[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-bank_audit_cf_prac-49-057":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"bank_audit_cf_prac","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核","c10",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"bank_audit_cf_prac-49-057","49",57,"有關消費性貸款之債權催收，下列敘述何者錯誤？",[13,14,15,16],"對於 M0 級之延滯戶，著重提醒及客戶服務","圈存金額小於存款金額時，不以實際欠款金額為限","客戶經強制停用或遭加速條款處分者，應掌握存款圈存、抵銷時機","逾期放款未轉入催收款前應計之應收利息，仍未收清者，應連同本金一併轉入催收款",1,"消費金融業務查核","圈存是為保全債權而凍結客戶存款,金額應以實際欠款金額為限,不得超額圈存,故 (B) 敘述錯誤。(A) M0 初期延滯著重提醒與客戶服務、(C) 強制停用或加速到期時應把握圈存抵銷時機、(D) 未收清的應計利息應隨本金一併轉入催收款,皆屬正確。","medium",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"bank_audit_cf_prac-47-046","下列何者不是消費金融產品？",46,{"id":27,"question":28,"qno":29},"bank_audit_cf_prac-47-047","稽核人員對於消費金融業務之查核，可利用之輔助工具，下列何者較不具相關性？",47,{"id":31,"question":32,"qno":33},"bank_audit_cf_prac-47-049","發卡機構受理信用卡申請時，正卡申請人及附卡申請人年齡至少各須滿幾歲？",49,{"id":35,"question":36,"qno":37},"bank_audit_cf_prac-47-051","依「信用卡業務機構管理辦法」規定，當月應繳最低付款金額超過指定繳款期限一個月至三個月者，發卡機構應提列全部墊款金額多少比率之備抵呆帳？",51,{"id":39,"question":40,"qno":41},"bank_audit_cf_prac-47-052","有關信用卡帳務作業，下列敘述何者錯誤？",52,{"id":43,"question":44,"qno":45},"bank_audit_cf_prac-47-053","有關消費金融產品之特性，下列敘述何者錯誤？",53,1784190254163]