[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-bank_audit_cf_prac-49-066":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_cf_prac","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_cf_prac-49-066","49",66,"某客戶於日前向某銀行申貸乙筆貸款，經過一段時間後，該授信資產經評估已無擔保部分，且該客戶此時已積欠本金超過清償期七個月，該銀行應將此筆授信資產歸類為下列何者？",[13,14,15,16],"應予注意者","可望收回者","收回困難者","收回無望者",2,"徵授信暨逾期放款查核",1,"(C) 對:依資產評估分類,無擔保授信逾清償期六個月至十二個月者,應列第四類「收回困難者」;本題已無擔保且積欠本金逾七個月,正屬此類。(A) 應予注意者為逾期較短者,(B) 可望收回者為無擔保逾期三至六個月,(D) 收回無望者須逾期十二個月以上。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"bank_audit_cf_prac-47-017","依「中華民國銀行公會會員授信準則」規定，下列何者屬間接授信？",17,{"id":28,"question":29,"qno":30},"bank_audit_cf_prac-47-018","逾期放款除經協議分期償還並依約履行者外，應於何時轉入催收款科目？",18,{"id":32,"question":33,"qno":34},"bank_audit_cf_prac-47-019","下列何者非屬於銀行法第三十三條之一所稱之「有利害關係者」？",19,{"id":36,"question":37,"qno":38},"bank_audit_cf_prac-47-020","銀行對借款人辦理一般營運週轉金貸款，必須明瞭事項下列何者正確？",20,{"id":40,"question":41,"qno":42},"bank_audit_cf_prac-47-021","銀行辦理股票質押授信應注意事項，下列何者錯誤？",21,{"id":44,"question":45,"qno":46},"bank_audit_cf_prac-47-022","依「中華民國銀行公會會員徵信準則」規定，個人在金融機構總授信金額達新臺幣多少元者，應提供個人報稅資料核驗？",22,1784190254270]