[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-bank_audit_cf_prac-49-069":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_cf_prac","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核","c10",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_cf_prac-49-069","49",69,"有關消費金融業務之帳戶管理，下列敘述何者正確？",[13,14,15,16],"金庫及製卡室之控管應符合牽制原則，所以庫房的密碼鎖及鑰匙應統一保管","借款人如未具有行為能力，不得提出申請","汽車貸款動產抵押設定文件，應於取得牌照登記書後盡速取得","「信用卡使用應注意事項」由業務員口頭清楚告知客戶即可",2,"消費金融業務查核",1,"(C) 對:汽車貸款的動產抵押設定文件,應在取得牌照登記書後儘速辦妥,確保債權擔保完整。(A) 密碼鎖與鑰匙應由不同人分別保管才符合牽制原則,(B) 無行為能力人可由法定代理人代為申請,並非一律不得申請,(D) 注意事項應以書面告知,口頭說明不足。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"bank_audit_cf_prac-47-046","下列何者不是消費金融產品？",46,{"id":28,"question":29,"qno":30},"bank_audit_cf_prac-47-047","稽核人員對於消費金融業務之查核，可利用之輔助工具，下列何者較不具相關性？",47,{"id":32,"question":33,"qno":34},"bank_audit_cf_prac-47-049","發卡機構受理信用卡申請時，正卡申請人及附卡申請人年齡至少各須滿幾歲？",49,{"id":36,"question":37,"qno":38},"bank_audit_cf_prac-47-051","依「信用卡業務機構管理辦法」規定，當月應繳最低付款金額超過指定繳款期限一個月至三個月者，發卡機構應提列全部墊款金額多少比率之備抵呆帳？",51,{"id":40,"question":41,"qno":42},"bank_audit_cf_prac-47-052","有關信用卡帳務作業，下列敘述何者錯誤？",52,{"id":44,"question":45,"qno":46},"bank_audit_cf_prac-47-053","有關消費金融產品之特性，下列敘述何者錯誤？",53,1784190254315]