[{"data":1,"prerenderedAt":43},["ShallowReactive",2],{"q-bank_audit_cf_prac-49-078":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_cf_prac","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核","c12",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_cf_prac-49-078","49",78,"依「銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法」規定，經核准辦理衍生性金融商品業務之銀行，其最近一季底逾期放款比率高於多少時，所辦理之衍生性金融商品，應以避險目的為限？",[13,14,15,16],"3%","5%","6%","9%",0,"衍生性金融商品業務查核",2,"(A) 對:依該辦法,銀行最近一季底逾期放款比率高於 3% 者,所辦理的衍生性金融商品應以避險目的為限,不得再承作交易目的部位,避免資產品質不佳又累積市場風險。(B)(C)(D) 的 5%、6%、9% 都不是法定門檻。","hard",[23,26,30,33,37,40],{"id":24,"question":25,"qno":10},"bank_audit_cf_prac-47-078","下列何者非屬銀行為法人客戶辦理衍生性金融商品開戶時，所必須徵取之文件？",{"id":27,"question":28,"qno":29},"bank_audit_cf_prac-47-080","銀行已取得辦理衍生性金融商品業務之核准者，除負面表列之商品外，得開辦各種衍生性金融商品及其商品之組合，並需於開辦後幾日內，檢附商品特性說明書等資料報送金管會？",80,{"id":31,"question":32,"qno":10},"bank_audit_cf_prac-48-078","依「銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法」規定，辦理衍生性金融商品業務之銀行，最近一季底逾期放款比率高於多少時，所辦理之衍生性金融商品，應以避險目的為限？",{"id":34,"question":35,"qno":36},"bank_audit_cf_prac-48-079","有關銀行從事衍生性金融商品之交易，下列敘述何者錯誤？",79,{"id":38,"question":39,"qno":29},"bank_audit_cf_prac-48-080","有關銀行辦理衍生性金融商品交易，下列敘述何者錯誤？",{"id":41,"question":42,"qno":36},"bank_audit_cf_prac-49-079","銀行辦理衍生性金融商品業務，應視持有交易部位多寡與市場變動情形，採即時或依每日市價為原則，並應至少多久評估一次？",1784190254394]