[{"data":1,"prerenderedAt":42},["ShallowReactive",2],{"q-bank_audit_cf_prac-49-080":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"bank_audit_cf_prac","銀行內部控制與內部稽核測驗(消費金融)——銀行內部控制與內部稽核","c12",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"bank_audit_cf_prac-49-080","49",80,"有關衍生性金融商品之作業風險，可藉由下列何項措施予以降低？",[13,14,15,16],"徵取擔保品","加強內部控制","對客戶辦理徵信調查","對交易對手訂定信用額度",1,"衍生性金融商品業務查核","(B) 對:作業風險源自內部流程、人員與系統的疏失,如交易確認錯誤、權限控管不當,須靠加強內部控制(職能分工、覆核、系統控管)來降低。(A) 徵取擔保品、(C) 徵信調查、(D) 訂定交易對手信用額度都是控管信用風險的手段,對作業風險沒有直接效果。","easy",[22,26,29,32,36,39],{"id":23,"question":24,"qno":25},"bank_audit_cf_prac-47-078","下列何者非屬銀行為法人客戶辦理衍生性金融商品開戶時，所必須徵取之文件？",78,{"id":27,"question":28,"qno":10},"bank_audit_cf_prac-47-080","銀行已取得辦理衍生性金融商品業務之核准者，除負面表列之商品外，得開辦各種衍生性金融商品及其商品之組合，並需於開辦後幾日內，檢附商品特性說明書等資料報送金管會？",{"id":30,"question":31,"qno":25},"bank_audit_cf_prac-48-078","依「銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法」規定，辦理衍生性金融商品業務之銀行，最近一季底逾期放款比率高於多少時，所辦理之衍生性金融商品，應以避險目的為限？",{"id":33,"question":34,"qno":35},"bank_audit_cf_prac-48-079","有關銀行從事衍生性金融商品之交易，下列敘述何者錯誤？",79,{"id":37,"question":38,"qno":10},"bank_audit_cf_prac-48-080","有關銀行辦理衍生性金融商品交易，下列敘述何者錯誤？",{"id":40,"question":41,"qno":25},"bank_audit_cf_prac-49-078","依「銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法」規定，經核准辦理衍生性金融商品業務之銀行，其最近一季底逾期放款比率高於多少時，所辦理之衍生性金融商品，應以避險目的為限？",1784190254421]