[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-bank_audit_law-47-034":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"bank_audit_law","銀行內部控制與內部稽核測驗(一般金融)——銀行內部控制與內部稽核法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"bank_audit_law-47-034","47",34,"銀行業提供投資型金融商品，於訂立契約前，應充分瞭解金融消費者之相關資料，其中「瞭解金融消費者審查原則」規定，應留存之基本資料，不包括下列何者？",[13,14,15,16],"身分","家人背景","風險偏好","過往投資經驗",1,"基本法令及行政規章","「瞭解金融消費者審查原則」(KYC)要求留存與投資判斷相關的資料,如身分、風險偏好、過往投資經驗、財務狀況等,用以評估商品是否適合。家人背景與客戶本人投資能力無關,不在應留存範圍,故為不包括者。其餘三項都是評估承受風險與適合度的必要依據。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"bank_audit_law-47-001","銀行對遠期匯票或本票，以折扣方式預收利息而購入者，稱為下列何種業務？",{"id":26,"question":27,"qno":28},"bank_audit_law-47-002","某商業銀行之主要股東甲，其家族成員包括甲之父親、甲妻及未成年子女乙、丙均持有該銀行之股份，則在計算主要股東持股時，下列何者之持股不必與甲之持股合併計算？",2,{"id":30,"question":31,"qno":32},"bank_audit_law-47-003","針對借款人所提質物或抵押物之放款值，下列何者不是銀行覈實決定之依據？",3,{"id":34,"question":35,"qno":36},"bank_audit_law-47-004","依「金融控股公司法」規定，金融控股公司所有子公司對同一法人為授信交易合計達主管機關規定金額或比率者，應於多久期間內，向主管機關申報？",4,{"id":38,"question":39,"qno":40},"bank_audit_law-47-005","依銀行法規定，商業銀行投資非金融相關事業之總額不得超過投資時淨值之百分之多少？",5,{"id":42,"question":43,"qno":44},"bank_audit_law-47-006","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，會計師辦理銀行年度財務報表查核簽證時，受查銀行有下列何項情況可不立即通報主管機關？",6,1783417883513]