[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-bank_audit_law-47-037":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_law","銀行內部控制與內部稽核測驗(一般金融)——銀行內部控制與內部稽核法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_law-47-037","47",37,"依銀行法第七條有關活期存款依約定方式提取存款之規範規定，金融機構得與客戶約定之轉帳方式，下列敘述何者錯誤？",[13,14,15,16],"金融機構依約定轉入後，應寄發對帳通知","得將活期存款轉入同一金融機構之活期存款帳戶","不得將活期存款轉入其他金融機構之活期存款帳戶","不得有概括授權將活期存款轉入支票存款帳戶之情事",2,"基本法令及行政規章",1,"銀行法第七條的活期存款約定轉帳,是否得跨行轉帳取決於與客戶的約定,並非一律禁止轉入其他金融機構帳戶,因此「不得轉入其他金融機構」的敘述錯誤。轉入後寄發對帳通知、可轉入同機構帳戶、不得概括授權轉入支存等敘述皆符合規範,屬正確描述。","hard",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"bank_audit_law-47-001","銀行對遠期匯票或本票，以折扣方式預收利息而購入者，稱為下列何種業務？",{"id":27,"question":28,"qno":17},"bank_audit_law-47-002","某商業銀行之主要股東甲，其家族成員包括甲之父親、甲妻及未成年子女乙、丙均持有該銀行之股份，則在計算主要股東持股時，下列何者之持股不必與甲之持股合併計算？",{"id":30,"question":31,"qno":32},"bank_audit_law-47-003","針對借款人所提質物或抵押物之放款值，下列何者不是銀行覈實決定之依據？",3,{"id":34,"question":35,"qno":36},"bank_audit_law-47-004","依「金融控股公司法」規定，金融控股公司所有子公司對同一法人為授信交易合計達主管機關規定金額或比率者，應於多久期間內，向主管機關申報？",4,{"id":38,"question":39,"qno":40},"bank_audit_law-47-005","依銀行法規定，商業銀行投資非金融相關事業之總額不得超過投資時淨值之百分之多少？",5,{"id":42,"question":43,"qno":44},"bank_audit_law-47-006","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，會計師辦理銀行年度財務報表查核簽證時，受查銀行有下列何項情況可不立即通報主管機關？",6,1783432854587]