[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-bank_audit_law-48-033":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_law","銀行內部控制與內部稽核測驗(一般金融)——銀行內部控制與內部稽核法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_law-48-033","48",33,"下列何者非屬金融服務業應依各類金融商品之特性向金融消費者說明之重要內容？",[13,14,15,16],"金融消費者對該金融商品之權利行使及終止之方式","金融消費者對該金融商品之權利變更、解除及限制","金融消費者可減免之費用","金融消費者應負擔之違約金之收取時點、計算及收取方式",2,"基本法令及行政規章",1,"金融業依商品特性應向消費者說明的重要內容，著重在權利如何行使終止、權利的變更解除限制，以及違約金的收取時點與計算方式等對消費者不利或關鍵事項。可減免的費用屬對消費者有利的資訊，非法定必要說明的重點，故非屬之。","medium",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"bank_audit_law-47-001","銀行對遠期匯票或本票，以折扣方式預收利息而購入者，稱為下列何種業務？",{"id":27,"question":28,"qno":17},"bank_audit_law-47-002","某商業銀行之主要股東甲，其家族成員包括甲之父親、甲妻及未成年子女乙、丙均持有該銀行之股份，則在計算主要股東持股時，下列何者之持股不必與甲之持股合併計算？",{"id":30,"question":31,"qno":32},"bank_audit_law-47-003","針對借款人所提質物或抵押物之放款值，下列何者不是銀行覈實決定之依據？",3,{"id":34,"question":35,"qno":36},"bank_audit_law-47-004","依「金融控股公司法」規定，金融控股公司所有子公司對同一法人為授信交易合計達主管機關規定金額或比率者，應於多久期間內，向主管機關申報？",4,{"id":38,"question":39,"qno":40},"bank_audit_law-47-005","依銀行法規定，商業銀行投資非金融相關事業之總額不得超過投資時淨值之百分之多少？",5,{"id":42,"question":43,"qno":44},"bank_audit_law-47-006","依「金融控股公司及銀行業內部控制及稽核制度實施辦法」規定，會計師辦理銀行年度財務報表查核簽證時，受查銀行有下列何項情況可不立即通報主管機關？",6,1783417884047]