[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-bank_audit_prac-48-024":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_prac","銀行內部控制與內部稽核測驗(一般金融)——銀行內部控制與內部稽核","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_prac-48-024","48",24,"有關銀行辦理授信業務，下列敘述何者錯誤？",[13,14,15,16],"借戶提供之本票，如徵有授權書，其本票發票日可空白不填","借款約定書應由借款人親簽","個人名義之借款不得撥入公司戶","公司戶作保應徵提公司章程，以確認該公司得對外作保",0,"徵授信暨逾期放款查核",1,"答案為(1)。本票屬要式證券，發票日是必要記載事項，縱使徵有授權書也不得空白不填，否則票據無效、影響追索，這是授信取據的重大瑕疵。借款約定書由借款人親簽、個人借款不得撥入公司戶、公司作保須徵章程確認得對外保證，都是正確的授信控管。","medium",[23,27,30,34,38,42],{"id":24,"question":25,"qno":26},"bank_audit_prac-47-023","依「中華民國銀行公會會員授信準則」規定，下列何者屬間接授信？",23,{"id":28,"question":29,"qno":10},"bank_audit_prac-47-024","逾期放款除經協議分期償還並依約履行者外，應於何時轉入催收款科目？",{"id":31,"question":32,"qno":33},"bank_audit_prac-47-025","下列何者非屬於銀行法第三十三條之一所稱之「有利害關係者」？",25,{"id":35,"question":36,"qno":37},"bank_audit_prac-47-026","銀行對借款人辦理一般營運週轉金貸款，必須明瞭事項下列何者正確？",26,{"id":39,"question":40,"qno":41},"bank_audit_prac-47-027","銀行辦理股票質押授信應注意事項，下列何者錯誤？",27,{"id":43,"question":44,"qno":45},"bank_audit_prac-47-028","依「中華民國銀行公會會員徵信準則」規定，個人在金融機構總授信金額達新臺幣多少元者，應提供個人報稅資料核驗？",28,1783417886015]