[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-bank_audit_prac-48-049":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"bank_audit_prac","銀行內部控制與內部稽核測驗(一般金融)——銀行內部控制與內部稽核","c8",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"bank_audit_prac-48-049","48",49,"銀行辦理財富管理業務時，在考慮客戶某項商品轉換交易之應注意事項，下列何因素不需納入？",[13,14,15,16],"客戶有無因此就原商品之結清遭到處罰","新商品之佣金手續費收入","客戶有無因此負擔交易成本，卻無實質利益之獲得","新商品是否適合該客戶",1,"財富管理業務查核","評估客戶是否適合把原商品轉換成新商品，重點應放在客戶端的利害，例如結清舊商品有無被罰、是否只增加成本卻無實益、新商品是否適合客戶。至於(2)銀行自己能賺多少佣金手續費，是銀行利益而非客戶利益，若納入考量反而形成利益衝突，故不需納入，答案為(2)。","medium",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"bank_audit_prac-47-051","銀行辦理財富管理業務時，有關法令之遵循，下列敘述何者錯誤？",51,{"id":27,"question":28,"qno":29},"bank_audit_prac-47-052","銀行辦理財富管理業務，對於客戶申訴之適當處理程序，下列敘述何者錯誤？",52,{"id":31,"question":32,"qno":33},"bank_audit_prac-47-053","財富管理業務係以諮詢意見之提供為中心，服務範圍可包括下列何者？ A.所有銀行業務 B.兼營信託業務 C.其他保險、證券相關業務",53,{"id":35,"question":36,"qno":37},"bank_audit_prac-47-054","有關「財富管理顧問業務」在客戶對商品所知有限下所為之銷售，下列程序何者非屬之？",54,{"id":39,"question":40,"qno":41},"bank_audit_prac-47-055","財富管理從業人員自律規範中，妥慎保管客戶資料，禁止洩露機密資料或有不當使用之情事，以建立客戶信賴之基礎，屬於何種原則？",55,{"id":43,"question":44,"qno":45},"bank_audit_prac-47-056","下列何者應在理財業務人員職業道德規範中明訂？",56,1783417886300]