[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-bank_audit_prac-48-058":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"bank_audit_prac","銀行內部控制與內部稽核測驗(一般金融)——銀行內部控制與內部稽核","c12",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"bank_audit_prac-48-058","48",58,"依主管機關規定，有關得以書面向銀行申請成為辦理衍生性金融商品業務之專業自然人客戶之必要條件，下列何者非屬之？",[13,14,15,16],"提供新臺幣三千萬元以上之財力證明","提供總資產超過新臺幣一千五百萬元以上之財力聲明書","客戶具備充分之金融商品專業知識或交易經驗","充分了解銀行與專業客戶進行衍生性金融商品得免除之責任並同意簽署為專業客戶",1,"衍生性金融商品業務查核","申請成為衍生性金融商品專業自然人客戶，須具備充分專業知識或交易經驗、了解並同意免除銀行部分責任，且須提供新臺幣三千萬元以上財力證明。(2)把門檻寫成總資產超過一千五百萬的財力聲明書，金額與形式都不符法定要件，故非屬必要條件，答案為(2)。","medium",[22,26,30,33,37,40],{"id":23,"question":24,"qno":25},"bank_audit_prac-47-078","下列何者非屬銀行為法人客戶辦理衍生性金融商品開戶時，所必須徵取之文件？",78,{"id":27,"question":28,"qno":29},"bank_audit_prac-47-080","銀行已取得辦理衍生性金融商品業務之核准者，除負面表列之商品外，得開辦各種衍生性金融商品及其商品之組合，並需於開辦後幾日內，檢附商品特性說明書等資料報送金管會？",80,{"id":31,"question":32,"qno":25},"bank_audit_prac-48-078","依「銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法」規定，辦理衍生性金融商品業務之銀行，最近一季底逾期放款比率高於多少時，所辦理之衍生性金融商品，應以避險目的為限？",{"id":34,"question":35,"qno":36},"bank_audit_prac-48-079","有關銀行從事衍生性金融商品之交易，下列敘述何者錯誤？",79,{"id":38,"question":39,"qno":29},"bank_audit_prac-48-080","有關銀行辦理衍生性金融商品交易，下列敘述何者錯誤？",{"id":41,"question":42,"qno":43},"bank_audit_prac-49-059","銀行向一般客戶提供衍生性金融商品交易服務，下列敘述何者錯誤？",59,1783417886394]