[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-bank_audit_prac-48-078":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_prac","銀行內部控制與內部稽核測驗(一般金融)——銀行內部控制與內部稽核","c12",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_prac-48-078","48",78,"依「銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法」規定，辦理衍生性金融商品業務之銀行，最近一季底逾期放款比率高於多少時，所辦理之衍生性金融商品，應以避險目的為限？",[13,14,15,16],"百分之一","百分之二","百分之三","百分之四",2,"衍生性金融商品業務查核",1,"依規定,銀行最近一季底逾期放款比率若高於百分之三,體質相對較弱,承作衍生性金融商品就只能以避險為目的,不得再做增加風險的交易目的部位,故答案為(3)。這是用逾放比當門檻控管銀行的風險承擔能力,低於此標準才能較自由地操作。","medium",[23,26,30,34,38,41],{"id":24,"question":25,"qno":10},"bank_audit_prac-47-078","下列何者非屬銀行為法人客戶辦理衍生性金融商品開戶時，所必須徵取之文件？",{"id":27,"question":28,"qno":29},"bank_audit_prac-47-080","銀行已取得辦理衍生性金融商品業務之核准者，除負面表列之商品外，得開辦各種衍生性金融商品及其商品之組合，並需於開辦後幾日內，檢附商品特性說明書等資料報送金管會？",80,{"id":31,"question":32,"qno":33},"bank_audit_prac-48-058","依主管機關規定，有關得以書面向銀行申請成為辦理衍生性金融商品業務之專業自然人客戶之必要條件，下列何者非屬之？",58,{"id":35,"question":36,"qno":37},"bank_audit_prac-48-079","有關銀行從事衍生性金融商品之交易，下列敘述何者錯誤？",79,{"id":39,"question":40,"qno":29},"bank_audit_prac-48-080","有關銀行辦理衍生性金融商品交易，下列敘述何者錯誤？",{"id":42,"question":43,"qno":44},"bank_audit_prac-49-059","銀行向一般客戶提供衍生性金融商品交易服務，下列敘述何者錯誤？",59,1783417886589]