[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-bank_audit_prac-49-029":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_prac","銀行內部控制與內部稽核測驗(一般金融)——銀行內部控制與內部稽核","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_prac-49-029","49",29,"辦理授信業務所徵提之貸款文件，查核時發現下列何種情形應列為作業疏失？",[13,14,15,16],"個人名義之借款雖撥入其指定之存款帳戶內，但有分次使用之情形","授信額度之設立，與授信案件核貸之金額相符","本票發票日未填寫","借款約定書填載不完整或有錯誤，塗改處已經借保人蓋章",2,"徵授信暨逾期放款查核",1,"本票是重要的債權憑證,發票日一旦漏填會影響票據的付款請求與時效起算,屬明顯的作業疏失,所以答案為(3)。個人借款分次動用、額度與核貸金額相符、約定書塗改處已經借保人蓋章更正,這些都符合作業規範,不算疏失。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"bank_audit_prac-47-023","依「中華民國銀行公會會員授信準則」規定，下列何者屬間接授信？",23,{"id":28,"question":29,"qno":30},"bank_audit_prac-47-024","逾期放款除經協議分期償還並依約履行者外，應於何時轉入催收款科目？",24,{"id":32,"question":33,"qno":34},"bank_audit_prac-47-025","下列何者非屬於銀行法第三十三條之一所稱之「有利害關係者」？",25,{"id":36,"question":37,"qno":38},"bank_audit_prac-47-026","銀行對借款人辦理一般營運週轉金貸款，必須明瞭事項下列何者正確？",26,{"id":40,"question":41,"qno":42},"bank_audit_prac-47-027","銀行辦理股票質押授信應注意事項，下列何者錯誤？",27,{"id":44,"question":45,"qno":46},"bank_audit_prac-47-028","依「中華民國銀行公會會員徵信準則」規定，個人在金融機構總授信金額達新臺幣多少元者，應提供個人報稅資料核驗？",28,1783417886910]