[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-bank_audit_prac-49-059":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_prac","銀行內部控制與內部稽核測驗(一般金融)——銀行內部控制與內部稽核","c12",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_prac-49-059","49",59,"銀行向一般客戶提供衍生性金融商品交易服務，下列敘述何者錯誤？",[13,14,15,16],"推廣文宣資料應清楚、公平及不誤導客戶","對商品之可能報酬與風險之揭露，應以衡平且顯著方式表達","風險預告書應充分揭露各種風險，並將最大風險或損失以粗黑字體標示","得藉主管機關對衍生性金融商品業務之核准、核備或備查，使客戶認為政府已對該商品提供保證",3,"衍生性金融商品業務查核",1,"主管機關的核准、核備或備查只是行政程序，絕不代表政府替商品的績效或本金掛保證，銀行拿這個當賣點誤導客戶是明確禁止的行為，故錯誤者為(4)。(1)(2)(3)分別要求文宣公平不誤導、報酬風險衡平揭露、最大損失以粗黑字標示，都是保護客戶的正確作法。","easy",[23,27,31,35,38,42],{"id":24,"question":25,"qno":26},"bank_audit_prac-47-078","下列何者非屬銀行為法人客戶辦理衍生性金融商品開戶時，所必須徵取之文件？",78,{"id":28,"question":29,"qno":30},"bank_audit_prac-47-080","銀行已取得辦理衍生性金融商品業務之核准者，除負面表列之商品外，得開辦各種衍生性金融商品及其商品之組合，並需於開辦後幾日內，檢附商品特性說明書等資料報送金管會？",80,{"id":32,"question":33,"qno":34},"bank_audit_prac-48-058","依主管機關規定，有關得以書面向銀行申請成為辦理衍生性金融商品業務之專業自然人客戶之必要條件，下列何者非屬之？",58,{"id":36,"question":37,"qno":26},"bank_audit_prac-48-078","依「銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法」規定，辦理衍生性金融商品業務之銀行，最近一季底逾期放款比率高於多少時，所辦理之衍生性金融商品，應以避險目的為限？",{"id":39,"question":40,"qno":41},"bank_audit_prac-48-079","有關銀行從事衍生性金融商品之交易，下列敘述何者錯誤？",79,{"id":43,"question":44,"qno":30},"bank_audit_prac-48-080","有關銀行辦理衍生性金融商品交易，下列敘述何者錯誤？",1783417887231]