[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-bank_audit_prac-49-074":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"bank_audit_prac","銀行內部控制與內部稽核測驗(一般金融)——銀行內部控制與內部稽核","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"bank_audit_prac-49-074","49",74,"銀行在辦理授信時，要了解借款人是否有不良信用紀錄，下列何者非屬查詢之管道？",[13,14,15,16],"同業支票存款照會","同業授信繳款情形照會","金管會拒絕往來戶查詢","金融聯合徵信中心信用資料查詢",2,"徵授信暨逾期放款查核",1,"查借款人不良信用紀錄的管道是同業支存與授信繳款情形照會、以及金融聯合徵信中心的信用資料查詢；拒絕往來戶資料是由票據交換所（票交所）掌管而非金管會，向「金管會拒絕往來戶查詢」並非查詢管道，故選(3)。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"bank_audit_prac-47-023","依「中華民國銀行公會會員授信準則」規定，下列何者屬間接授信？",23,{"id":28,"question":29,"qno":30},"bank_audit_prac-47-024","逾期放款除經協議分期償還並依約履行者外，應於何時轉入催收款科目？",24,{"id":32,"question":33,"qno":34},"bank_audit_prac-47-025","下列何者非屬於銀行法第三十三條之一所稱之「有利害關係者」？",25,{"id":36,"question":37,"qno":38},"bank_audit_prac-47-026","銀行對借款人辦理一般營運週轉金貸款，必須明瞭事項下列何者正確？",26,{"id":40,"question":41,"qno":42},"bank_audit_prac-47-027","銀行辦理股票質押授信應注意事項，下列何者錯誤？",27,{"id":44,"question":45,"qno":46},"bank_audit_prac-47-028","依「中華民國銀行公會會員徵信準則」規定，個人在金融機構總授信金額達新臺幣多少元者，應提供個人報稅資料核驗？",28,1783417887399]