[{"data":1,"prerenderedAt":43},["ShallowReactive",2],{"q-bank_audit_prac-49-080":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"bank_audit_prac","銀行內部控制與內部稽核測驗(一般金融)——銀行內部控制與內部稽核","c12",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"bank_audit_prac-49-080","49",80,"有關衍生性金融商品之作業風險，可藉由下列何項措施予以降低？",[13,14,15,16],"徵取擔保品","加強內部控制","對客戶辦理徵信調查","對交易對手訂定信用額度",1,"衍生性金融商品業務查核","作業風險來自流程、人員與系統的疏失或錯誤，最有效的防線是加強內部控制，透過職能分工、複核與制度把關來降低出錯機率，故選(2)。徵取擔保品、對客戶徵信、對交易對手訂信用額度都是用來管控信用風險，對付的不是作業風險。","medium",[22,26,29,33,36,40],{"id":23,"question":24,"qno":25},"bank_audit_prac-47-078","下列何者非屬銀行為法人客戶辦理衍生性金融商品開戶時，所必須徵取之文件？",78,{"id":27,"question":28,"qno":10},"bank_audit_prac-47-080","銀行已取得辦理衍生性金融商品業務之核准者，除負面表列之商品外，得開辦各種衍生性金融商品及其商品之組合，並需於開辦後幾日內，檢附商品特性說明書等資料報送金管會？",{"id":30,"question":31,"qno":32},"bank_audit_prac-48-058","依主管機關規定，有關得以書面向銀行申請成為辦理衍生性金融商品業務之專業自然人客戶之必要條件，下列何者非屬之？",58,{"id":34,"question":35,"qno":25},"bank_audit_prac-48-078","依「銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法」規定，辦理衍生性金融商品業務之銀行，最近一季底逾期放款比率高於多少時，所辦理之衍生性金融商品，應以避險目的為限？",{"id":37,"question":38,"qno":39},"bank_audit_prac-48-079","有關銀行從事衍生性金融商品之交易，下列敘述何者錯誤？",79,{"id":41,"question":42,"qno":10},"bank_audit_prac-48-080","有關銀行辦理衍生性金融商品交易，下列敘述何者錯誤？",1783417887476]