[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-23-001":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":10,"explanation":19,"difficulty":20},"credit_adv_law-23-001","23",1,"有關銀行法第三十條反面承諾，下列敘述何者錯誤？",[13,14,15,16],"出具反面承諾者，經銀行同意得免辦或緩辦不動產或動產抵押權登記或質物之移轉占有","須經董事會決議，並以書面承諾為之","限股份有限公司方可辦理反面承諾","違反承諾之行為人（非董事）免負連帶賠償責任",3,"授信基本法律","銀行法第三十條的反面承諾，是讓借戶以書面承諾「以特定財產供作擔保、且不再就該財產為其他債權人設定質權或抵押權」，換取免辦或緩辦抵押權登記、質物免移轉占有的便利，銀行認有必要時仍得要求限期補辦，故(A)無誤。這項承諾涉及公司重大財產的處分，條文明定須經董事會決議並以書面為之，(B)正確；適用主體限於股份有限公司之企業，(C)也正確。至於違反承諾的效果，條文要求參與決定該違反承諾行為之董事「及行為人」負連帶賠償責任，行為人縱非董事亦不能免責，(D)把行為人排除在外，與條文相反，即為正解。","medium",[22,26,29,33,37,41],{"id":23,"question":24,"qno":25},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":27,"question":28,"qno":17},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",{"id":30,"question":31,"qno":32},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":34,"question":35,"qno":36},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":38,"question":39,"qno":40},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,{"id":42,"question":43,"qno":44},"credit_adv_law-23-008","依民法規定，承攬人報酬請求權之消滅時效為幾年？",8,1785170288574]