[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-23-003":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":10,"chapter":17,"freq":18,"explanation":19,"difficulty":20},"credit_adv_law-23-003","23",3,"依銀行法規定，下列敘述何者錯誤？",[13,14,15,16],"銀行職員不得以任何名義，向顧客收受佣金、酬金或其他不當利益","中央主管機關於必要時，經洽商中央銀行後，得對銀行無擔保之放款或保證，予以適當之限制","借款人所提抵押物之放款值，由銀行根據其時值、折舊率及銷售性，覈實決定","中央銀行因調節信用，於必要時得選擇若干種類之抵押物，規定其最高逾放率","授信基本法律",1,"銀行法第三十七條分兩層：第一層由銀行自行評估，借款人所提質物或抵押物之放款值，應由銀行根據其時值、折舊率及銷售性覈實決定，(C)照抄條文；第二層是中央銀行的信用調節權，得選擇若干種類之質物或抵押物，規定其「最高放款率」，也就是限制放款金額占擔保品價值的成數。(D)把它寫成「最高逾放率」，逾放比是衡量資產品質的事後指標，不是央行事前調節信用的工具，故為正解。(A)是負責人及職員不得向存戶、借款人或其他顧客收受佣金、酬金或不當利益的利益衝突禁令；(B)主管機關經洽商中央銀行後得限制無擔保放款或保證，亦有明文。","hard",[22,25,29,33,37,41],{"id":23,"question":24,"qno":18},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":26,"question":27,"qno":28},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":30,"question":31,"qno":32},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":34,"question":35,"qno":36},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":38,"question":39,"qno":40},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,{"id":42,"question":43,"qno":44},"credit_adv_law-23-008","依民法規定，承攬人報酬請求權之消滅時效為幾年？",8,1785170288581]