[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-23-009":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-23-009","23",9,"依民法規定，遺產繼承人，除配偶外，其順序如何定之？ A.祖父母 B.父母 C.兄弟姊妹 D.直系血親卑親屬",[13,14,15,16],"ABCD","BCDA","DBCA","CDBA",2,"授信基本法律",1,"民法明定遺產繼承人除配偶為當然繼承人外，依直系血親卑親屬、父母、兄弟姊妹、祖父母的順序繼承，對應題目代號即 D→B→C→A，故(C)正確。順序的排列邏輯是親等愈近、生活扶養關係愈密切者愈優先，先順序繼承人存在時，後順序者不得繼承。這在授信實務上相當關鍵：借款人或保證人死亡時，銀行必須依此順序確認債務由誰承受，才能正確發函催告、聲請支付命令或對遺產聲請強制執行，並留意繼承人得於知悉繼承時起三個月內拋棄繼承，以及以所得遺產為限負清償責任的原則。","easy",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":27,"question":28,"qno":17},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",{"id":30,"question":31,"qno":32},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",3,{"id":34,"question":35,"qno":36},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":38,"question":39,"qno":40},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":42,"question":43,"qno":44},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170288668]