[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-23-010":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_adv_law-23-010","23",10,"有關抵銷之敘述，下列何者錯誤？",[13,14,15,16],"清償地不同之債務，亦得為抵銷","禁止扣押之債，其債務人得主張抵銷","因故意侵權行為而負擔之債，其債務人不得主張抵銷","債之請求權雖經時效而消滅，如在時效未完成前，其債權已適於抵銷者，亦得為抵銷",1,"授信基本法律","抵銷是把互負的同種類到期債務相互沖抵，省去清償往返。民法明定禁止扣押之債，其債務人「不得」主張抵銷，因為這類債權(例如維持生活所必需的部分薪資、退休金)本就是為保障債權人生存而設，若容許對造以抵銷變相取償，禁止扣押的保護將被完全架空，故(B)敘述顛倒，即為正解。(A)清償地不同仍得抵銷，只是為抵銷之人應賠償他方因抵銷而生的損害；(C)因故意侵權行為而負擔之債，其債務人不得主張抵銷，以免有人蓄意侵害後拿自己的債權相抵；(D)債權於時效完成前已適於抵銷者，縱請求權嗣後罹於時效，仍得抵銷。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":26,"question":27,"qno":28},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":30,"question":31,"qno":32},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",3,{"id":34,"question":35,"qno":36},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":38,"question":39,"qno":40},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":42,"question":43,"qno":44},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170288682]