[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-23-011":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"credit_adv_law-23-011","23",11,"借款人逾期還款，銀行以確定之支付命令向法院聲請拍賣不動產抵押物，查封時發現借款人已將該不動產出租，下列敘述何者正確？",[13,14,15,16],"拍賣程序因此中斷","銀行可以逕行收取租金","銀行可以逕行要求承租人搬遷","如租賃關係成立在抵押權設定之後，銀行得要求法院排除租賃關係",3,"授信基本法律",1,"抵押權是支配標的物交換價值的權利，所有人設定抵押後仍可出租，但租賃不得影響抵押權；若租賃關係成立於抵押權設定之後，且因租約壓低拍定價格而影響抵押權人受償，法院得除去該租賃關係後再行拍賣，拍定人即取得不帶租約負擔的不動產，故(D)正確。(A)查封時發現有租賃並不會使拍賣程序中斷，執行法院會於拍賣公告載明租賃狀況或除去後續行；(B)租金是借款人對承租人的債權，銀行要取償必須另行聲請執行法院發扣押及收取命令，不能逕行收租；(C)要求承租人遷讓須經法院除去租賃並依點交程序處理，銀行沒有自力執行的權限。","medium",[23,26,30,33,37,41],{"id":24,"question":25,"qno":19},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":27,"question":28,"qno":29},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":31,"question":32,"qno":17},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",{"id":34,"question":35,"qno":36},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":38,"question":39,"qno":40},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":42,"question":43,"qno":44},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170288696]