[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-credit_adv_law-23-020":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"credit_adv_law","進階授信人員專業能力測驗——授信法規","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"credit_adv_law-23-020","23",20,"清償提存物自提存之翌日起逾多少年未聲請返還者，屬國庫所有？",[13,14,15,16],"五年","十年","十五年","二十年",1,"授信基本法律","提存分為清償提存與擔保提存。清償提存是債務人因債權人受領遲延或不能確知孰為債權人，而將給付物提交提存所，受取權人自提存之翌日起十年內未聲請支付或交付者，提存物歸屬國庫，故(B)正確。這十年並非民法的一般消滅時效，而是提存法自行設定的權利存續期間，期間屆滿權利即消滅，不生中斷的問題。(A)五年、(C)十五年、(D)二十年都是與各種時效期間混淆而來。銀行實務上遇借戶或第三人提存清償款、或拍賣分配款遭提存時，應主動列管受取期限，避免逾期使可受償的款項白白歸入國庫。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"credit_adv_law-23-001","有關銀行法第三十條反面承諾，下列敘述何者錯誤？",{"id":26,"question":27,"qno":28},"credit_adv_law-23-002","銀行辦理消費性放款，下列敘述何者正確？",2,{"id":30,"question":31,"qno":32},"credit_adv_law-23-003","依銀行法規定，下列敘述何者錯誤？",3,{"id":34,"question":35,"qno":36},"credit_adv_law-23-004","下列何者非屬甲金融控股公司之子公司？",4,{"id":38,"question":39,"qno":40},"credit_adv_law-23-005","乙銀行為甲金融控股公司之銀行子公司，丙公司為甲金融控股公司之關係企業。依金融控股公司法規定，乙銀行購買丙公司所發行之有價證券，其交易金額不得超過多少？",5,{"id":42,"question":43,"qno":44},"credit_adv_law-23-006","同一業別金融機構合併時，因合併而有逾越法令規定範圍者，主管機關應命其限期調整；若逾越一般法令之調整期限及逾越銀行法令有關關係人授信或同一人、同一關係人或同一關係企業授信規定者之調整期限，分別為多久？",6,1785170288789]